Posted on 07/15/2017 12:06:34 PM PDT by WilliamIII
[Cruz's] Provision would allow insurers to sell plans that arent compliant with Affordable Care Act
(Excerpt) Read more at wsj.com ...
They’re afraid of competition?
There will always be winners and losers when the government involves themseslves in health-care coverage. Those who won under Obamacare will lose under Trumpcare. Those who lost under Obamacare will win under Trumpcare. That’s just the way it is.
The insurance companies don’t want to have to compete
And the GOP in Congress doesn’t seem interested in bucking the insurance companies.
If the insurance companies are agin it, I’m fer it.
Then let them go broke. There are too few insurers left to have any meaningful competition.
The insurance companies have had a captive audience for so long they have forgotten how to compete for customers-well too f***ing bad-they can just re-learn basic customer service and how to offer cafeteria plans at a price that makes people want to buy their product just like the rest of us do business-they need to get off their asses and offer a decent product that people want...
Good point !
Sen. Cruz's amendment evidently supports free market.
H O W E V E R
Evidently neither Cruz, or insurers that would win under Trumpcare, seem to understand that, regardless what lawless Obamas state sovereignty-ignoring activist justices wanted everybody to think about the Obamacare insurance mandate, they wrongly ignored that previous generations of state sovereignty-respecting justices had clarified the following.
Simply put, the scope of Congresss Commerce Clause powers (1.8.3) dont include regulating insurance. This is because insurance is based on contracts, and the Court clarified that contracts are not commerce, regardless if the parties negotiating a contract are domiciled in different states.
"4. The issuing of a policy of insurance is not a transaction of commerce within the meaning of the latter of the two clauses, even though the parties be domiciled in different States, but is a simple contract [emphases added] of indemnity against loss. Paul v. Virginia, 1869. (The corrupt feds have no Commerce Clause (1.8.3) power to regulate insurance.)
From the accepted doctrine that the United States is a government of delegated powers, it follows that those not expressly granted, or reasonably to be implied from such as are conferred, are reserved to the states, or to the people. To forestall any suggestion to the contrary, the Tenth Amendment was adopted. The same proposition, otherwise stated, is that powers not granted are prohibited [emphasis added]. United States v. Butler, 1936.
So while Cruz is demonstrating uncommon common sense with respect to promoting free, fair market, I dont know why he doesnt argue that the states have never expressly constitutionally delegated to the uniparty Congress the specific power to regulate insurance.
Corrections, insights welcome.
Insurance companies presume that they will be bailed out much bigger than the Democrats. So, kill the Republican plan. They and the Democrats think Trump will cave and sign a bill they and a few Republicans pass. When Trump shows that he won’t be forced to bail out Obamacare, the Republicans will figure out that the 50 Senators not named Rand Paul or Susan Collins will just have to compromise their differences.
As long as senators and congressman have lobyyists writing their bills for them nothing will change.
Republicans will be heading into the 2018 elections without keeping their word about repealing Obamacare.
When they lose their majorities to democrats they will act puzzled then blame it on President Trump.
When the vote comes we will learn who is on the dole and who isn’t.
Will the final health care legislation, also, stop the exemption of Congress, TSCOTUS, and other federal workers from it? What good will it be, overall, if federal exemption from it is kept in place? Exempts Federal Workers From It=Not The Best Possible Health Care Legislation That It Should Be
Due to the prevailing culture of crony capitalism and quasi-fascism these big companies don’t know how to compete anymore. They would rather the government equally dole out and control the profits
The next step for the industry -- and this has already begun in some parts of the country -- is for these large hospitals and medical systems to start cutting the insurers out of the process completely. There are some states where an employer can now ditch their group medical insurance plan and instead sign a contract with a local hospital and its affiliated doctors to provide health care services directly to the employees and their families.
Imagine that ... a creative response to burdensome insurance regulations and billing procedures.
Most of my family has no health insurance since the inception of O.C. I am being charged $700 a month for Medicare, taken out of my soc.sec. I haven’t been to a doctor in 2017. Only once in 2016 when I hurt my knee. Doc gave me NOTHING for pain, afraid to prescribe pain pills. Told me to take Advil. What a joke. I am 66 and have taken pain meds, he knows it, he knows I do no get hooked!
My daughter had a baby at home with a midwife in January. I paid the $5K for that. We are retired, fixed income, this is ridiculous!!!
This is CRAZY!
Most of my family has no health insurance since the inception of O.C. I am being charged $700 a month for Medicare, taken out of my soc.sec. I haven’t been to a doctor in 2017. Only once in 2016 when I hurt my knee. Doc gave me NOTHING for pain, afraid to prescribe pain pills. Told me to take Advil. What a joke. I am 66 and have taken pain meds, he knows it, he knows I do no get hooked!
My daughter had a baby at home with a midwife in January. I paid the $5K for that. We are retired, fixed income, this is ridiculous!!!
This is CRAZY!
I dealt with direct pay-also called being self insured-as a workers comp case manager-it was/is most common among really huge companies and/or municipalities, and was sometimes underwritten by a major insurer, but more often not-at least as far as workplace injuries were concerned, those clients got much better, more personalized and reasonably priced services, did not become addicted to antidepressants, pain meds or anything else, returned to work faster and happier than others with run of the mill comp insurance carriers. I can definitely see self insurance/direct pay working for companies-or even individuals.
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