How I would reform Health Care
1. Repeal Everything about Obama Care
2. Let people buy Health insurance across state lines ( Why the hell no one ever brings up Wickard V. Filburn concerning this confuses me )
3. For every person here ILLEGALLY who receives healthcare from any hospital the hospital will get re-reimbursed via the following.
1. The payment to the hospital will be deducted from any foreign aid we currently send to that country., PLUS 50% additional gets deducted from the foreign aid as well.
2. once that money runs out we start placing a 1% Tariff on all items coming from that country to pay said bill.
3. If that is not enough money to pay the hospital we start yanking their money from the IMF.
4. For every person here LEGALLY who is not yet a citizen of here on VISA we do the same thing as in step 3 if they dont have insurance or refuse to pay their bill.
5. We let the Hospitals take up to 100% tax deduction for expenses incurred for providing charitable care to LEGAL citizens who cannot afford Health Care Insurance, once the Hospital Exhausts its Deduction, it can flow downwards to the entire medical staff so that Doctors and nurses can benefit for hiospitals providing charity care.
6. We let Insurance Companies Charge up to 2-3X as much for Avoidable Pre-existing conditions Like Obesity, Smoking, etc.... and only charge at 1.5X maximum for people with Genetic Pre-existing conditions.
7. We allow people to directly deduct the entire expense of 2 routine checkups per year up to 200 bucks per check up on their taxes provided they pay for the checkup completely out of pocket without using insurance, For their Dependents under the age of 18 you can deduct up to 150 per checkup 2X a year per child with the same conditions.
8. We allow Health insurance policies that only cover catastrophic injury / events, that don;t cover playign for checkups and routine inexpensive procedures. ( we dont change oil changes to car insurance you know, why not follow the same reasoning )
9. We let the veterans of this wonderful country go to any hospital they wish if they are not getting adequate care from the VA and the bill gets sent to local VA hospital administrators which gets deducted from their paycheck until conditions improve.
10. We make it MANDATORY that Congress Critters ONLY get Health Care via the VA, if they wish to get care from a regular hospital they have to PAY 3X the normal rate. ( A veteran who is currently in congress is exempted of course )
I think bringing back Charity Care in Hospitals and encourage it while punishing countries that let their illegals here leech off of the Health Care system.
How will taxing people make healthcare premiums more affordable?
It wouldn’t solve anything. The biggest problem is that we want health insurance to be a constant cost reducer, not insurance. Insurance is for catastrophic loss. Our goal for health insurance is ostensibly to spread the cost, but we don’t want to just spread the cost, we want to get more out of it than we put into it. And that can’t happen. As long as we demand health insurance defy the laws of physics, as long as we rail against up being up, it’ll never satisfy our demands. It literally cannot work.
How about not suggesting ANOTHER stupid government meddling into health care?
The reason health care costs are so high is BECAUSE of government
Already done. Called "imputed income".
Been paying it for a couple of years now.
Posting vanities as news is stupid. You ought to stop. They belong in general chat
1: There’s no “somebody else pays” solution that will *ever* work as well as lowering the basic costs of healthcare.
2: Nobody works for free. That means in the case of HC, if there is an insurer involved, that insurer has to make money from his intermediation in the payment scheme/process. If the government becomes the intermediary, the government does not have to “make money” in the sense that a corporation or a company has to make money, but the government must hire a huge pile of bureaucrats and clerks who consume money and rentable space and pensions so there is a giant swath of overhead associated with the existence of a gov’t bureaucracy. And while the profit motive isn’t there, per se, the effect isn’t really much different because those gov’t agys that adminster such things, especially when you consider the millions and millions of “customers”, typically works at about 20-35% of the efficiency of those in the private sector.
3: The entire argument is in fact about “insurance” versus the delivery of HC in the first place. The fact that the entire focus is where it should not be is clue #1 that no elegant solution will ever be found. It amounts to a situation where you would buy hunger insurance instead of selecting whether you go out to eat something at a restaurant of your choice, at a price between about $5 and $100 per person; going and buying or gathering materials to produce a meal and processing them yourself; or buying “hunger insurance” at some arbitrary price and accept the expenditure of $35 for the purpose of feeding you a $7 hamburger or a $9.50 shoe leather steak as some sort of elegant solution. It’s not. It never will be.
4: The entire argument is an artifice dedicated to the establishment of an exclusive franchise for insurers.
How about the government get completely out of the argument? It’s none of the government’s freakin business.
How about the government get completely out of the argument? It’s none of the government’s freakin business.
> or have the premiums paid by individuals treated as non-taxable income.
Outgo is not income.
Once you introduce a third party into the transaction who pays the bills but neither supplies any services nor receives any benefit from them, all laws of supply and demand go out the window.
It's really that simple. There's no way to "fix" something when people think they have a God-given right to force other people to pay their bills for them.
Nothing works with either health insurance or medical/pharmaceutical costs as long as swampthings across the political spectrum are protecting obscene profits by those entities.
Just look at the Christian plans and see what it would cost if a majority would be moral and ethical along with serving Christ!!! It would cost my husband and I 1/3rd of what we pay now having BCBS.