Like it or hate it, IMO this necessary. Chronically ill, high maintenance patients need to be extracted from the general population in terms of insurance coverage.
I don’t see how this will help smaller groups who have pre-existing conditions. This will balloon into a group offering which will compete with the insurance companies. Otherwise, without the mandates, certain groups will be shunned. Maybe they can just let such groups shop individually with some kind of employer subsidy or something like that.
Earlier this month, Harvard Ph.D. Jerome Corsi of InfoWars (@jerome_corsi) and a CPA "who worked for two years for a major U.S. accounting firm as an outside auditor for Freddie Mac," confirmed a 2012 scheme hatched by the Obama administration.
The audacious looting involved funnelling hundreds of billions in dividends from Government Sponsored Enterprises (GSE) Fannie Mae and Freddie Mac to prop up the failing Obamacare program - by paying subsidies to insurers to remain in the system. [Snip]
The conclusion reached by Corsi and others is that this was probably illegal. In fact, House Republicans actually sued the Obama Administration in 2014 over the fact that the subsidies to insurers weren't appropriated by congress and won, which the Obama administration appealed.
Zerohedge and the Atlanta Journal Constitution pointed out last week, the Trump administration has until May 22nd to decide whether or not to pursue the appeal: (Excerpt) Read more at zerohedge.com ...
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AND THIS---Dr Carson's Audit found HUD Can Not Account for $520 Billion
thenationalrealestatepost.com ^ | 3/22/2017 | Frank and Brian / FR Posted by TheTimeOfMan
I agree. As long as the Pre-Existing-Conditions-Crowd (PECC) has to be covered by the insurance industry there will never be affordable health care. So spreading those costs out at the Federal and State levels makes some sense.
But don't ignore the fact that many of the PECCs have brought on that "pre-existing condition themselves by reckless eating and drug habits and other lifestyle choices. We are paying for those folks as well.
>>Like it or hate it, IMO this necessary. Chronically ill, high maintenance patients need to be extracted from the general population in terms of insurance coverage.<<
I theoretically am one of them and agree completely. I have a few health issues but they are under control with meds + lifestyle (exercise and the like).
I had two heart attacks but the last one was about 7 years ago and everything looks fine.
I guess the question would be: who is on the list and how do you get off it?
The massive immigration (legal) of the unskilled and illiterate who cannot afford any insurance premiums is going to be a road block to any remedy.
If the chronically ill have no ins they will go on Medicaid. You will then foot all the bill. Medicare which they pre paid in taxes takes in a lot of the elderly, but a lot of younger people have chronic diseases, and many are made worse or given a new disease by crap FDA approved drugs. Half my health issues are caused by FDA approved drugs, they left permanent un-repairable health conditions.
Are you going to leave them NO health care ins, but to go on Medicaid? High risk pool make sense. Have you tried living on $500 SS a month at today’s prices?
My BIL has MD it is genetic and his younger brother has a milder form of it. We found him a used motorized wheel chair that just needed a new charging cable and batteries cheap. It was a $5K chair when new. But that mini electric/gas car they have won’t take a wheel chair ramp, nor can they build a wheel chair ramp on their home on the side of a large hill they call it living on the side of a Mountain, yeah it’s part of the Smokey Mountains but it is really a huge hill. When Pigeon Forge burned, my sister lost her job and health ins for them. Approaching 60 with no skills but cleaning motel rooms, who is going to hire her?
I agree.
Yup - a major Illness like cancer would bankrupt people. Insurance is a pyramid scheme. These people need help but not off everyone’s back. Deflect them off to whole different pool and away from regular people.
Rates and deductibles are too high which makes current situation unacceptable. Oh Joy, CNN can say I am insured, but it is a joke. I skip going to the doctor. My knee hurts like heck, but even with insurance I can’t afford to fix it.
My kids all work 2-3 part time jobs, as employers can’t afford insurance either. They work part time, they ride on my insurance in case someone bad happens.
The admin headache is crazy. We need law suit reform too. My son went 2 weeks with a broken wrist from back yard football. He did not want to deal with co-pays etc. it did not get better and he caved in. Then we got slammed with paperwork as the Insurance company wanted to be sure it was not a car accident or happened at a school event. Our luck they played pick up football at the HS field on Black Friday. Took 90 days to get the Insurance to finally pay up while we got collection notices from Doctor.
1982 I had a total ankle reconstruction surgery, hospital and 3 months in a cast. No co-pays. No employee share out of your paycheck for insurance. Can we get back to good old days?
What happened?
1992 my daughter was born premature and the insurance company paid $85,000 for 7 weeks in the hospital. I paid like a $10 copy for a doctor visit back then. Their was an employee share for insurance but 3-4 plans offered You picked deductible levels, clinic vs. Doctor thing depending on your situation. Health savings tax deferred accounts for maintenance drugs.
I favor a health exam (not my DNA) where my blood pressure, weight, body mass, cholesterol, smoking, drug screen to determine insurance level. Healthy life style should be rewarded.
It is like car insurance. A drunk with a Ferrari vs. safe driver in a Corrola
My employer started the health screenings where you got a “discount” so they could claim insurance did not go up. Then they even required it for wives.
What happened to Heal insurance in 30 years? The population got older? Lawsuits went nuts? Admin headache went nuts? I have noticed that even though population went up 25-30% in past 30 years. But the number of medical doctor buildings in my part of town is crazy. Have medical specialities ortho, demetology exploded? Have we created more illnesses to be treated?
As Fog Horn Leghorn said - “something here just doesn’t add up”
Correct me if I’m wrong but wouldn’t this be another welfare program that will grow exponentially over time?
Also, what prevents everyone from getting in this pool that taxpayers pay for? What are the qualifications to join?