Cruz will repeal 0bamacare. What will Trump do?
I might have missed this, but why can’t he pay for his own MRI? He says Cigna won’t let him?
True he shouldn’t HAVE to. But are ins co’s actually telling people they can’t take care of themselves?
“it suggests the wisdom of the medical savings account approach, where people put money, tax-free, into an IRA account and draw it down to pay for their first few thousand dollars of coverage.”
The author is in denial that a growing number of Americans 1) never intend to work, to earn money to put aside, or 2) are working but don’t have the money to contribute to such plans. Our government for the last seven years has been all about finding funding and freebies for the former.
I feel better about my choices after reading this. I only have Medicare Part A so the injury wasn't covered. The whole system is appalling....proving I could pay for care before getting it, endless delays and billing procedures they had to go through even though the result was I would get bills and they get paid months later. In the OS office, the majority of the staff was billing, and they didn't even generate the bills! The cost of things has spun out of control because the issue doesn't seem to be what things cost but what will the insurance company cover.
I do not sympathize with this author, not at all. This is his shoulder he's talking about. Don't whine about whether "it's covered". If he knows he needs the MRI, he should take the financial hit and get it done. And maybe go to one of those franchise gyms and pay for a highly qualified personal trainer....there are some that are much cheaper than what the insurance company pays for and they're more focused on the individual.
This article is really a testimony to current thinking. Whine about the system but go along with it.
MSAs exist now and are available to any person with a high deductible health insurance plan. If your company doesn't offer one then you can set one up on your own.
Huh, I have three rotator cuff tears. And I and my surgeon agreed I will treat these tears with therapy. The larger muscles of my upper body support these lil torn muscles. Medicare and Tricare cover all but my chiropractor, who was the one who discovered the tears. Lift weights, FRiends but be wise.
How many times did Cruz introduce a bill to repeal RobertsCare? Is that why he called McConnel a liar?
Stay healthy. Self-fund. Have a doctor in your extended family or group of friends. Extract your hard earned money from socialist health schemes - oh wait. Be responsible for your own stupidity. Teach your children.
Cruz nor Trump nor any other President will do anything about Obamacare EXCEPT sign bills sent to them by Congress.
Cruz right now has more power to repeal Obamacare than he will when he is President and he and every other Republican in congress has done exactly two things about Obamacare.
1. Jack
2. Schitt...
By his own calculation it looks like he would have saved about $100,000 over the years just by doing it this way.
The real question: Is there a better way to get someone else to pay to my medical care? The best way to approach medical care is quite simple: Contract for services and pay for them yourself. It seems to work for almost everything else in our economy.
Given the stunts I've seen insurance companies pull, years before Obamacare, public demand for socialized medicine was an inevitable reaction.
I should think that the insurance companies would welcome being, in effect, nationalized. The managers currently in the industry would become government officials. Their employees would become infireable and unaccountable government employees.
Get rid of the lawyers and health care is cheap. Sorry, but you or your precious snowflake might not be worth $4.6 million if a doctor tries to treat you and the outcome isn’t perfect. My toddler and I once got the squirts in a third world country and went to the clinic. We got checked over and he got several extra tests because he was so young. We walked out with a sackful of meds and the total bill was $11. Suing over everything wasn’t known there and health care was affordable. The biggest expense most doctors have here is malpractice insurance.
what a ridiculous article - 8th grader prolly.
I am now over 65, and am required to have Medicare. Voilà, "free" insurance. This now means triple bills, one for Medicare, one for my Medgap, and one for me. The bills sometimes are pennies - less than the stamp to send it to me. Some procedures that I would be willing to pay for myself are impossible to get. My physician is not allowed to prescribe something that Medicare does not pay for. He loses his ability to bill all other Medicare bills for everyone, if he does.
There are billions to be saved by giving patients more control over their medical bills.
Precisely. In that regard it's just like a public education.
The big problem with healthcare is its cost, not how to pay for it
We could go back to paying with a chicken or a jar of preserves.
I have always appreciated the Army health care process. First, the person goes to an aid station. If they need more help, then they are passed on to the clinic. If they need more care, then they go on to the hospital. If they need more care, then they’re sent to a specialty center.
Obviously, an emergency like a heart attack jumps to a hospital.
In the military, almost everything is solved at the aid station or clinic.
That said, this article echoes what’s been said now for at least a decade. The huge pool of “insurance money” drives up costs because all the providers know it’s there for the taking.
This type of thing; insurance companies not covering surgery for certain types of injuries like rotator cuff injuries without first having undergone PT and less invasive treatments, is nothing new and long pre-dates Obamacare. It even seems to be the first standard of care in most cases as described by American Academy of Orthopaedic Surgeons, although the insurance company IMO should have paid for a diagnostic MRI.
http://orthoinfo.aaos.org/topic.cfm?topic=a00378
Years ago (I think it was around 1999), I worked with a woman who started having severe pain in her shoulder and down her arm. She didn’t have a rotator cuff tear but severe rotator cuff tendonitis that ended up in what is called “Frozen Shoulder Syndrome – very painful) and was caused by repetitive and improper, non-ergonomic use of a computer mouse. Since it was work related, it ended up being a worker’s comp case and although both her personal and the WC ortho’s thought she may need surgery, she had to do PT, anti-inflammatory drugs and get cortisone shots for about two months, and only after that did not improve her condition, was surgery done.