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Posted on 01/03/2016 4:31:51 AM PST by reaganaut1
...
A recent analysis by the Kaiser Family Foundation found that more than seven million people who are eligible for exchange coverage would pay less in penalties than for the least expensive insurance available to them. More than half would not qualify for subsidies, the analysis found.
Ben Wakana, a spokesman for the Department of Health and Human Services, said people would still be better off buying insurance.
"We understand some people may be thinking through their choice of coverage, but going without health insurance is a serious gamble that can be catastrophic if wrong," Mr. Wakana said.
Many holdouts have made their decisions after meticulously comparing the cost of insurance premiums and deductibles with paying for doctor appointments, lab tests and prescriptions themselves. For some healthy people, the combined cost of premiums and deductibles, which can exceed $10,000, makes the penalty seem a better deal.
For 2016 and beyond, the penalty will be $695 per adult or 2.5 percent of household income, up from $325 per adult or 2 percent of household income last year.
Susan Reardon, 61, of Kalamazoo, Mich., said she was leaning toward going uninsured this year. She calculated that she would have to spend more than $12,000, including premiums of nearly $500 a month and a $6,850 deductible, to get anything beyond preventive benefits from the cheapest exchange plan available to her.
Ms. Reardon, whose husband is old enough to be covered by Medicare, said she would rather pay out of pocket for the drugs she takes for fibromyalgia and the handful of doctor appointments she tends to need each year.
If something catastrophic happens, she said, "I feel like it's better just to die."
As for the tax penalty, which could approach $1,500 for her?
"Come and get me," Ms. Reardon said.
(Excerpt) Read more at nytimes.com ...
A much more likely outcome is that the feds will keep raising the fines thinking they will get the desired results (high participation). Of course they often miscalculate on these things and rarely achieve the desired results.
The lying, alQaeda-assisting, GOP is FOR
ObamaCARE/RomneyCARE, in part because
THEY created it, and in part because THEY are EXEMPT.
Why pay the fine at all?
AAAAHHHAHHAHAHHAHHAHHAHHAHHAHAH (giggle snort) HHHAHAHHAHHAHHAHAHHHAH
My premiums have tripled while my business has tanked. Accordingly, I will be dropping coverage as of March of this year.
Alarming amount of testicle-free wusses here on FR that absolutely freak when you suggest a tax revolt. Either in its entirety, or something as mundane as not paying one’s Obamacare fine.
or let the penalty accrue and then be gone when the obamination is repealed
What if the GOP was principled and had a strong leader?
The fine, penalties & interest will very quickly exceed the $50,000 threshold, allowing the IRS to cancel your passport so you will be unable to fly to Mexico, Costa Rica or India for affordable major medical treatment.
Can’t I just pay El Chapo for permission to Mexico and fly out?
Probably cheaper and less onerous.
That’s like asking the GOP to remove any big spending from those “omnibus” bills that openly confess to being about spending and naught else.
Then it’d be a second party. Can’t have that under glorious one-party rule.
She's made of steel I tell you. Reardon Steel.
El Chapo may void your passport if you are a tax debtor
That means you have to sneak into Mexici or elsewhere abroad for medical care... In the future I see a nation of peasants bound to the land over irs claims of taxes owed, and
I foresee a network or reverse coyotes helping Americans escape our democratic paradise for lifesaving medical treatments
I don’t think you know who El Chapo is.
Great minds think alike
I preduct the IRS will be more empowered to go after “ penalties” than people and the clueless Congress were led to believe
It’s a TAX
Mrs Reardon was a leech...
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