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Most N.Y. Marketplace Plans Lack Any Coverage For Out-Of-Network Care
Kaiser Health News ^ | March 17, 2015 | By Michelle Andrews

Posted on 03/17/2015 3:41:42 PM PDT by Oldeconomybuyer

More than a dozen insurers offer plans on the New York health insurance marketplace. But despite being spoiled for choice in many ways, there’s one popular feature that most New Yorkers can’t find in any of the health plans offered on their state exchange: out-of-network coverage.

Except for offerings by a few insurers in far western New York and the Albany area, the only options available elsewhere in the state, including the entire New York City metro area, are plans that cover care provided only by doctors and hospitals in the plan’s network. People who go out of network for anything other than emergency care are generally going to be responsible for the entire bill.

New York officials didn’t respond to requests for comment.

Consumers generally have to pay more out of pocket than they do for in-network care, because deductibles and co-insurance charges are higher.

(Excerpt) Read more at kaiserhealthnews.org ...


TOPICS: Business/Economy; Culture/Society; News/Current Events; US: New York
KEYWORDS: boehnercare; failure; obamacare; socialism

1 posted on 03/17/2015 3:41:42 PM PDT by Oldeconomybuyer
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To: Oldeconomybuyer

ObozoCare second only to “The War On Poverty” as a total “Exercise In Futility!”


2 posted on 03/17/2015 3:45:41 PM PDT by SierraWasp (Help Stamp Out Pernicious Progressives and Arrogant Activists With Their Liberalism!!!)
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To: Oldeconomybuyer
People who go out of network for anything other than emergency care are generally going to be responsible for the entire bill.

It's how they control costs. Yes, you have "coverage" -- but, no, you will not be able to get an appointment with an in-network doctor anytime this year.

3 posted on 03/17/2015 3:47:44 PM PDT by PapaBear3625 (You don't notice it's a police state until the police come for you.)
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To: Oldeconomybuyer

Good peasants know to stay on their lord’s fief.


4 posted on 03/17/2015 3:50:46 PM PDT by mrsmith (Dumb sluts: Lifeblood of the Media, Backbone of the Democrat/RINO Party!)
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To: Oldeconomybuyer

Let them eat cake....


5 posted on 03/17/2015 3:50:51 PM PDT by Drango (A liberal's compassion is limited only by the size of someone else's wallet.)
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To: Oldeconomybuyer

People who go out of network for anything other than emergency care are generally going to be responsible for the entire bill

ANd they Should Be!, It is called “Insurance” for a reason, it should only be used in an emergency, and that is all it should cover, including aftercare from your emergency heart attack. But Insurance should never be allowed or accepted for “regular” doctor visits because johnny has a sniffel! Write the check yourself when you go to the doctor.


6 posted on 03/17/2015 3:55:24 PM PDT by eyeamok
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To: eyeamok
Apparently you're not aware that "out of network" doctor drones can show up at your comatose family member's bedside and ram the naked charge up your keester.

Dry, like a rhino horn.

7 posted on 03/17/2015 9:46:38 PM PDT by kiryandil (making the jests that some FReepers aren't allowed to...)
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To: Oldeconomybuyer
New York officials didn’t respond to requests for comment.

Members of the Iroquois Nation would have invited their local New York officials to bonfire, with a starring role...

8 posted on 03/17/2015 9:49:12 PM PDT by kiryandil (making the jests that some FReepers aren't allowed to...)
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