Wouldn’t paying the fine be easier, and look for a policy that is not Obamacare approved??? Not knowing why that would be so high a deductible, and so high payments...unbelievable.
If I could, I would go for a ‘hospital/emergency’ policy that only cover catastrophic events where being in hospital is necessary coverage, and pay for the rest with cash. Like Aflac.
That is really what this is... hospitalization.