Skip to comments.ObamaCare makes it more difficult to buy insurance year-round
Posted on 04/04/2014 4:17:39 PM PDT by SJackson
Here's more fallout from the health care law: Until now, customers could walk into an insurance office or go online to buy standard health care coverage any time of year. Not anymore.
Many people who didn't sign up during the government's open enrollment period that ended Monday will soon find it difficult or impossible to get insured this year, even if they go directly to a private company and money is no object. For some it's already too late.
With limited exceptions, insurers are refusing to sell to individuals after the enrollment period for HealthCare.gov and the state marketplaces. They will lock out the young and healthy as well as the sick or injured. Those who want to switch plans also are affected. The next wide-open chance to enroll comes in November for coverage in 2015.
It's a little-noted consequence of President Obama's health care overhaul, which requires nearly all Americans to be insured or pay a fine and requires insurers to accept people with health problems.
"I have people that can buy insurance, but the companies shut them down. They won't take the applications," insurance broker Steve Bobiak of Frackville, Pa., said. "We're a free country. You should be able to buy anything anytime you want."
(Excerpt) Read more at foxnews.com ...
Marxists cannot stand freedom and will not countenance a free population.
Also, us old folks with Medicare....we have that same window for our supplements.
And yes, the date was changed.
I do believe Insurance Companies have to send out notices of rate increases on November 1.
Perhaps someone can weigh in on the truth of that.
Look for the USPS to have some glitches so that many of those don’t reach the recipient before the 4th
They can issue the notices on October 1 and let Obama bitch
Won’t this also turn a lot of insurance company employees into seasonal employees who will be laid off between open seasons?
Might, certainly on the sales end. To the extent that those with canceled policies who purchased on the exchanges had to cost sales jobs. Replaced by government employees.
I suspect numbers wouldn’t have been an issue anyway, they’re relevant at the end of the enrollment period. I suspect there will be plenty more horror stories by then, and little horror stories experienced by lots of folk. And unless they extend the large business requirements again, plenty of enrollments are in October. And prices for November enrollments will be known. And they better extend it sooner rather than later, since in a month or two prices will be firming up
This is kind of funny. Limiting enrollment isn’t going to help 0bamaCare. The Great Destroyer shoots himself in the foot!
If you can’t get health insurance and then get sick, be sure to stagger down to the locale of those responsible, and take out the trash before you leave.
Say someone has insurance thru their employer. They get laid off next week. They are now screwed until November 2015.
No wonder Obama never mention this aspect of ObamaCare.
I wonder if this will affect large corporations. If someone gets a job at GM will he or she be allowed to sign up for the company insurance?
I hope people will remember this consequence of electing Democrats, and liberal Republicans, when they go to the polls in November of 2014, and again in 2016. Every conservative running for office needs to mention it as often as they possibly can.
I suspect this is related to the government reinsuring policies that are acquired through the exchanges, but not reinsuring policies purchased directly after the enrollment period. That’d leave the insurers holding the bag for the increased costs associated with ObieCare’s shall issue mandate on those later policies.
Shortages are a creation of government action. Here’s an example.
Anyone still believe Obamacare was about increasing health insurance coverage and not about increasing government control over private lives?
I’m scheduled to go onto my employer’s health plan come November anyway, and I’d rather wait for that than take my chances with healthcare.gov, which so far sounds like nothing more than another government screwup.
I think then we’ll just start seeing more calls for single-payer healthcare. So far, that’s the most I’ve been seeing when people criticize Obamacare (absurdly calling it a capitalistic solution).
They would still be eligible for employer insurance through Cobra if they can afford it. Being terminated from employment would be a qualifying event, so they could sign up via a government run exchange..
Well that’s because people only need to buy insurance during ‘oepn enrollment period’ for 3 months out of each year.
What the workers do for the remaining 9 months, i dont know