I dropped some roofing metal once, landed on my leg, scraped downward onto my ankle. I had no insurance, but my boss was going to pay for it. I went to the hospital for an Xray of my ankle, and the total cost was a littl over $250. When I told them I was writing a check, I got an immediate 10% discount.
I handed the receipt to my boss, and he was INCREDULOUS that I didn't go to the vet clinic for the exact same X-ray. It would have cost $25 there. Had I known....