Thanks. Most of what I wrote is based on todays lifestyles and knowledge my Grand Parents (lived thru the depression)passed on to me.
The same with my parents. They both lived through the depression, and raised a family of four by making do with what they had. None of us never went hungry, unclothed, or uneducated.
The same type planning has served Mrs. abb and I quite well as we now enter into retirement.