[txrangerette]

Are you saying there are states where you can legally drive without insurance?

Enlighten me as to which ones.

Texas certainly isn’t one of them.

[varyouga]

I believe some states will accept a proof of assets, a lien or a bond posted for the minimum legal coverage amount. Basically you have to prove you can pay up for minimal damages without insurance.

Even if you have insurance, you can still be sued for a much higher amount so it doesn't do much for people with assets to take.

[BitWielder1]

Are you saying there are states where you can legally drive without insurance? Enlighten me as to which ones.

A quick search found New Hampshire, Ohio and South Carolina. There may be others.

In NH you have to prove you have sufficient funds to pay for damages yourself.
In Ohio, drivers must buy a $30,000 bond from an authorized company or make a deposit of the same amount at the state treasury.
South Carolina requires a yearly $550 fee for driving uninsured – but the driver will still be responsible for paying all damages if guilty.

They all agree it's a bad idea, but it *is* legal.
Some companies offer optional insurance for when hit by an uninsured driver and they are unable to pay. Which usually is the case.

Of course, illegals are not hampered by rules, not even in Texas.

[sopwith]

NH is one of them.