Posted on 01/22/2013 7:29:46 AM PST by MuttTheHoople
I know this is a major vanity. However, I want to know what's the best Seniors Organization out there.
I turned 50 last June, and I'm thinking about retiring from my teaching job. The Blue Cross/Blue Shield coverage goes up dramatically for retirees, and I'd like something that might be more affordable.
I definitely want something opposing AARP, which is the Seniors Political Arm of the Obama Administration. However, in doing research there's several to choose from. AMAC, American Seniors Association, Association of Mature American Citizens (AMAC), the National Active Retirement Association, etc.
Which one to choose? Which one's best? Which one provides the best benefits?
Personally I picked AMAC. Better or the same Bene’s as AARP, but none of my money goes to libtards.
AARP is URP!
I am so darn sorry I didn’t change my insurance this year. I hate and despise AARP but didn’t think there was an alternative that wasn’t a lot more expensive.
I am starting on my homework now for next year.
I’m glad you posted this. I have been wondering this myself. AARP can go fly a kite. My husband and I will never join that Dem front group.
Anyone able to even only contemplate retiring at 50 must have millions stashed away - hence no need to bother weighing the pros and cons of different insurance plans.
Need, e.g., a new liver? Take it out of petty cash!
Regards,
“I turned 50 last June, and I’m thinking about retiring [...]
Anyone able to even only contemplate retiring at 50 must have millions stashed away - hence no need to bother weighing the pros and cons of different insurance plans.”
Teachers have pensions the rest of us don’t have.
Don’t let the Obamabots know that you’re fixin’ to retire at 50. They’ll think that you haven’t paid your “fair share.”
Best wishes - and good planning!
I took it that the OP was considering retiring from teaching but not from the work force.
Point one: Not all teachers belong to a union
Point two: Not all states have teacher's unions as a bargaining unit.
Point three: everybody that changes employment status is eligible for COBRA which is usually way more expensive because it is self-funded healthcare coverage.
Just because someone is a teacher doesn't mean they are a parasite. There are conservatives that teach out there.
The first thing I did before retiring was get a pretty thorough health assessment, cardio, diabetes screening, kidney function check, PSA and colonoscopy. If these come out clear, your primary costs will likely be traumatic injury. You can likely pay Urgent Care "doc in the box" expenses out of pocket if you are not accident prone that might amount to $400 a year assuming two visits.
One thing I did was become a dependent on my wife's insurance which turned out to cost way less than continuing my own coverage independently. The neat thing about that is that you can make the change out of season because of your employment status change.
Another thing that helps cut costs is making sure that you have a primary care physician. Most insurers charge a co-pay per visit to a primary care doctor that could otherwise be a huge out of pocket payment for urgent care or emergency room care.
At your age it would be optomistic to count on medicare at 65. Instead you may want to consider getting a long term care coverage policy. It is not health insurance and can cover some of the biggest expenses retirees fear like nursing home, assisted living rehab etc.
American Seniors Association is by far the best.
give them a look at: http://www.americanseniors.org
Molon Labe
AMAC
I didn’t say I was going to take it to the house. It’s just that I put in 25 years with State, and will probably be moving on to something else.
I’m a Civil Engineer. I lost my job in 2009, and was lucky to get an Assistant’s job at a local school. When I retire, I’ll double the pay I have now.
Why bother with any organization at all? Sooner or later, they’re bound to take your money and do something obnoxious with it while claiming to speak for you.
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