Grace comes from the Greek word CHARIS. It means giving something without any expectation of return.
The arrogant foolishly believe that by giving something to somebody with an expectation of how that gift will be used and will be reciprocated by good favor.
Anticipating how charity is used or how grace is applied is not grace, but a work without payment, expecting something due in return.
Those who perform good to God and expect His grace in return simply make Him a debtor and do not understand the meaning of grace.
Your second sentence doesn’t parse.
And none of this means that a giver should not give with discernment and wisdom when possible. The reason church charity works better than government welfare is that the church charity DOES have a face that can watch the result, not just a blind hand.
Bottom line is that we are generous and love to give but detest being taken for as chumps to be scammed. This is where the spirit of discernment is really needed.
We make jokes on this thread but being generous these days comes with heightened awareness of the deceptions out there.