Are you of the belief that any party to any contract should be able to change the terms of a contract when market conditions change?
For example, would you advocate the company that holds your fixed rate mortgage change the interest rate you pay from 3.75% to 18.6% simply because interest rates increase in five years?
I guess I could tell you that being forced into a contract in the first place because of government intervention or requirement is not “free business”....
Let’s face it, these companies would not have entered into the original agreements unless they were forced to.
And don’t drag the mortgage canard into it. It isn’t relevant.