Are U daft? Why would you do business with a whore?
That's funny, I was wondering why anybody would want to go through Chase or B of A for anything right now? Let alone a refinance?
I understand that VA loans are constantly being barraged with refinace offers and are easier but to go through these large banks? It really has me baffled.
“Are U daft? Why would you do business with a whore?”
Good question, but the fact is that the whore took over Washington Mutual when it went bankrupt four years ago in the housing crisis, and we had had all our personal and business accounts and our original mortgage with WaMu for years.
We thought we’d see how the relationship went, and we were actually very pleased for the first three years. We felt like valued customers.
Our credit scores, for the person who asked, fluctuate a bit around the 800 level. Like the ER doc here, I’m in private practice, but I have been so for over three years, with a history of solid profit/loss statements comparable to the salaried income I had when we last refinanced. Wife’s an ER nurse working two jobs. Our income and credit ratings are rock solid. Heck, my wife’s even a minority! We simply don’t see the grounds for this treatment, unless they simply want to deny us the loan in order to make a buck on our non-refundable application fee, or unless they’re simply edging “The Rich” like us out of the picture in favor of more “valued” citizens.