[Logic n' Reason]

Dear Dave,
I happen to have a spouse that is a consumer. That is, if marriage is a partnership; if each partner ought to be expected to put in at least what they are capable of, then I'm in deep trouble. She consumes; she earns nothing; she does not (and refuses to) work; she produces nothing. But she expects all the bills to be paid, one time expenses to be covered, and my earnings put at her disposal to use as she sees fit.
What is one to do?

[Bigg Red]

Marriage counselor ASAP!

[Still Thinking]

If she's amenable to it, marriage counseling.

If not, firmly but kindly explain that things are going to be different. Bills will continue to be paid, but she will no longer have direct access to funds you've earned. Open a bank account that she's not on and have your pay put into it. Figure out how much you can afford to give her, and hand it to her in cash each pay period. That way she can't do anything that will mess up your budgeting.

The worst that could happen is she divorces you, and the hell you're going through now has to be worse.

[B4Ranch]

How long have you been married? More than two years? If so, you trained her to be a spender. It’s not going to be easy to break a habit that you taught her.