So your position (taken from this post together with your previous one lamenting the demise of corporate pensions) seems to be that it's better when a company pays someone less in cash than what they're worth, so they can have some to give them later as a pension.
Is that how you'd want your employer to treat you? What if the management of the company 30 years from now happens to be ultra-PC and demands you pass their test for allegiance to green orthodoxy or lack of homophobia or they won't pay you? How do you protect yourself from that? How do you get compensated for assuming the risk that the company will go out of business and the pension fund will be liquidated, or non-existent? Wouldn't it be better for them to just give you what they owe you, in cash, shoot, at the end of every day? Forget every two weeks. Even scrub this stupid "health insurance" scam. It's causing more trouble than it solved.
Not a bad post from you. However, let’s put it this way, my Grandfather worked at Coca Cola for 30 years or more and received a pension for life. There never seemed to be any problems in America during that time. He died in 1998 at age 79. Suddenly the companies are getting rid of pensions and they are having problems all over the place. So is America for that matter. If we still ran things like they did back in the day, we would be better off and you wouldn’t have to worry about the gay lifestyle (which is sorta weird example for a pension).