Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Massachusetts Faces a Test on Health Care
NY Times ^ | November 25, 2007 | KEVIN SACK

Posted on 11/25/2007 7:07:26 PM PST by neverdem

BOSTON, Nov. 20 — As the Democratic presidential candidates debate whether Americans should be forced to obtain health insurance, the people of Massachusetts are living the dilemma in real time.

A year after Massachusetts became the only state to require that individuals have health coverage, residents face deadlines to sign up or lose their personal tax exemption, worth $219 on next year’s state income tax returns. More than 200,000 previously uninsured residents have enrolled, but state officials estimate that at least that number, and perhaps twice as many, have not.

Those managing the enrollment effort say it has exceeded expectations. In particular, state-subsidized insurance packages offered to low-income residents have been so popular that the program’s spending may exceed its budget by nearly $150 million.

But the reluctance of so many to enroll, along with the possible exemption of 60,000 residents who cannot afford premiums, has raised questions about whether even a mandate can guarantee truly universal coverage.

Additional concerns have been generated by projections that the state’s insurers plan to raise rates 10 percent to 12 percent next year, twice this year’s national average. That would undercut the plan’s secondary goal of slowing the increase in health costs.

“We’re going to be very aggressive in trying to get those numbers down to single digits,” said Jon M. Kingsdale, executive director of the Commonwealth Health Insurance Connector Authority, the agency that markets the subsidized insurance policies. “If we continue with double-digit inflation, I don’t think health reform is sustainable.”

The state’s experience should be instructive to the presidential campaigns, and to officials in California, where Gov. Arnold Schwarzenegger, a Republican, has proposed a similar plan. Democratic leaders there initially rejected an individual mandate because labor unions argued that workers might not be able to afford coverage. They have recently reversed...

(Excerpt) Read more at nytimes.com ...


TOPICS: Culture/Society; Front Page News; Government; Politics/Elections
KEYWORDS: 2008; biggovernment; boondoggle; costoverruns; election; election2008; elections; health; healthinsurance; medicine; mitt; mittromney; rino; romney; romneycare; socialism
Navigation: use the links below to view more comments.
first 1-2021-32 next last
Insurance companies practicing medicine is bad news. Socialized medicine is bad news. Employer provided health benefits needs to be taxed as ordinary income. Routine health and dental care should come out of your pocket or Health Savings Accounts. Insurance companies should only be able offer catastrophic coverage and not be able to exclude pre-existing conditions.
1 posted on 11/25/2007 7:07:28 PM PST by neverdem
[ Post Reply | Private Reply | View Replies]

To: neverdem

Individual States should consider legislation for their citizens to “opt out” of socialist programs proactively. That means, if people choose to, they cannot be forced to pay into a system, or ever to receive benefits from that system. Their right as a citizen of that State.

They could include a provision that the only way to force people in the future would be a referendum to change the State constitution.

The reason for doing this would be to set the State up to sue the federal government at the Supreme Court, if it ever decided to initiate any new socialist programs. Because citizens cannot directly challenge federal law, the State would then be able to do so on their behalf.


2 posted on 11/25/2007 7:32:24 PM PST by Popocatapetl
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem

Agree on all points. Particularly, insurers should not be able to deny coverage due to pre-existing conditions. That’s the main thing that people don’t get. Even if you can afford it, you can be turned down for minor things. This doesn’t give self-employed people many options.

Look at this plan in Oklahoma. Do a search on “o-epic.” Granted it’s for lower income self-employed and employed but it’s an interesting plan.


3 posted on 11/25/2007 7:53:44 PM PST by Free Thinking Conservative
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem
“More than 200,000 previously uninsured residents have enrolled, but state officials estimate that at least that number, and perhaps twice as many, have not.”

Beware the power of inertia.

4 posted on 11/25/2007 7:54:16 PM PST by live+let_live
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem

Any problems with the Massachusetts Health Care Plan and Mitt Romney’s Presidential chances will also seriously suffer. I don’t see problems not happening with this, especially since this is only the first year that this health care plan has existed, and having the Massachusetts government control health care instead of having only a private “entity” completely control it makes for many probable mistakes to occur during its entire duration of existence. Also, forcing all Massachusetts residents who don’t already have health insurance coverage to have this or else they will be punished the next time they have to pay taxes is truly not what the existence of the U.S. is really all about! Also, how many illegal immigrants throughout Massachusetts are also covered by this state health plan, and what is the total financial damage upon all of the law abiding state individuals because of this?


5 posted on 11/25/2007 7:54:24 PM PST by johnthebaptistmoore
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem

Mitt Romney — he brought new levels of socialism to Massachusetts and he wants to do the same nationally.


6 posted on 11/25/2007 8:03:14 PM PST by JohnnyZ (Romney : "not really trying to define what is technically amnesty. I'll let the lawyers decide.")
[ Post Reply | Private Reply | To 1 | View Replies]

To: JohnnyZ

Absurd.
Mitt did not create this plan, he attempted to help make it work.
We are a socialist State in essence, really no longer part of the Democratic Republic of the United States of America.
Massachusetts represents what the Democrats have in mind for the rest of you.
You should be jumpin’ UGLY RIGHT ABOUT NOW!
Our Governor, Tinkie Winkie Patrick got elected with a slogan.. “Together, We Can”
I just wanna know what we are cannin’ cause it ain’t cranberries, it ain’t clams and it ain’t lobstahs.
We do however have taxes for our taxes and people leaving in droves, mostly going to take their Masshole ideas to other states. Hopefully they’ll die before they can register to vote
Actually, hopefully, they’ll all just die.

Sounds suspiciously like Barrie (M.Muslim) Obama.


7 posted on 11/25/2007 9:23:20 PM PST by acapesket (never had a vote count in all my years here)
[ Post Reply | Private Reply | To 6 | View Replies]

To: JohnnyZ

“Mitt Romney — he brought new levels of socialism to Massachusetts and he wants to do the same nationally.”

I just hope Mitt sinks as fast as his healthcare fiasco.


8 posted on 11/25/2007 9:39:53 PM PST by FastCoyote
[ Post Reply | Private Reply | To 6 | View Replies]

To: Free Thinking Conservative
>Even if you can afford it, you can be turned down for minor things

Oh? How about you paying for your own “minor things?”
How about AIDS?
How about Hep C?
How about cancer?

Minor things like that? “force” insurers to offer that and rates will Skyrocket and make the following a wet dream of the “good old days” of merely double digit inflation.

>Additional concerns have been generated by projections that the state’s insurers plan to raise rates 10 percent to 12 percent next year.

Want “affordable” health care? - Get the government out entirely, from Medicare to Medicaid and everything in between and watch the cost of medical care plummet back to levels in line with the real free market principles that were in effect before 1964.

Fact is, the rates in Mass are going to increase like that for decades, and everyone behind the scenes knows it.

Welcome to the United Socialist States of America.

9 posted on 11/25/2007 9:45:08 PM PST by bill1952
[ Post Reply | Private Reply | To 3 | View Replies]

To: acapesket
Absurd. Mitt did not create this plan, he attempted to help make it work.

ROFLMAO....

Oh, Mitt is sure in overdrive trying to flee the very RomneyCare that he's been praising himself for all over America, but when he's said things such as:

* when asked what is the biggest difference between his RomneyCare and HillaryCare, Mitt said, "Mine got passed!"

10 posted on 11/25/2007 10:12:19 PM PST by JohnnyZ (Romney : "not really trying to define what is technically amnesty. I'll let the lawyers decide.")
[ Post Reply | Private Reply | To 7 | View Replies]

To: neverdem

By the way, where are the Mittbots to praise the implosion of Romneycare when you need them?


11 posted on 11/25/2007 10:12:55 PM PST by FastCoyote
[ Post Reply | Private Reply | To 1 | View Replies]

To: All

“or lose their personal tax exemption, worth $219 on next year’s state income tax returns”

That doesn’t sound like much to lose...
Is it?


12 posted on 11/25/2007 11:10:02 PM PST by ltc8k6
[ Post Reply | Private Reply | To 11 | View Replies]

To: Free Thinking Conservative
Some medical insurers have a habit of recinding your policy if you get sick with an expensive illness (like cancer). They dig up your original application go over it with a fine-tooth comb. If on your original app you failed to disclose any pre-existing condition (or meds) or fibbed 10 lbs on your weight, they recind your policy. They can do this even if the discrepency is minor and has nothing to do with your claim.
13 posted on 11/25/2007 11:40:29 PM PST by Gideon7
[ Post Reply | Private Reply | To 3 | View Replies]

To: Gideon7

I know. Preexisting conditions are the worst part of trying to buy an individual policy. Been there, done that.


14 posted on 11/25/2007 11:59:22 PM PST by Free Thinking Conservative
[ Post Reply | Private Reply | To 13 | View Replies]

To: bill1952

What do you do when people are turned down for preexisting conditions? Let them die if they are ill? Or make them find jobs with employers who have more than “x” employees so that their preexisting condition must be covered under the employer’s plan?

I’ve been turned down for a “minor” temporary condition - nothing like you mentioned. I worked for a small firm that didn’t offer insurance. It was infuriating.

With 40-some million people uninsured (to quote the media), it amounts to 15+ million upset people because their lives can depend on obtaining health care. They are enough to swing the vote.

If a conservative candidate doesn’t come up with do-able health care ideas, good luck electing a conservative candidate. There are plenty of smart ways to do it. Conservative voters just have to get over the terms “universal” or “socialist” health care. It’s all a matter of semantics.

P.S. I’ve been a Freeper since 1998 regardless of what my screen name shows.


15 posted on 11/26/2007 12:17:03 AM PST by Free Thinking Conservative
[ Post Reply | Private Reply | To 9 | View Replies]

To: Free Thinking Conservative
>Let them die if they are ill?

This is no business whatsoever of the government of the USA, and that is the point.

There are countless resources for such people who have deadly illness.
Contrary to popular PC, people were not dying in the streets prior to 1964.

>With 40-some million people uninsured (to quote the media),

Please. Subtract the minor children and the illegals, and you have then removed about 95% of that figure.

Not to mention that such care will attract those who cannot pay in droves. - Millions upon millions, and you want to race to the lowest common denominator with them, - leave us out please - Why do you think they are invading us right now? _ not for a slice of that Socialist pie, eh?

Try to back up those MSM claims. - You cannot - It is simply dogma.

>If a conservative candidate doesn’t come up with do-able health care ideas, good luck electing a conservative candidate.

We will do just that, without your luck, or even without you if need be.

>They are enough to swing the vote.

And so, dear Sir, are we.

>There are plenty of smart ways to do it.

No, there are not - But there are plenty of stupid ways to do it.

>Conservative voters just have to get over the terms “universal” or “socialist” health care.

No, they do not.

>It’s all a matter of semantics.

No, it is not. - Socialism is not a word game, it is a concept and an antlike way of life enforced by The State.

Get over it yourself. - Good day.

16 posted on 11/26/2007 12:46:17 AM PST by bill1952
[ Post Reply | Private Reply | To 15 | View Replies]

To: neverdem

I have no idea what this means, "SO"
Here's a picture of a squirrel drinking beer

17 posted on 11/26/2007 12:58:34 AM PST by MaxMax (God Bless America)
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem
A "captive audience" never gets a choice on the performance.

This health care plan is a menace to all Americans as is anyone who supports it.

18 posted on 11/26/2007 2:40:54 AM PST by Caipirabob (Communists... Socialists... Democrats...Traitors... Who can tell the difference?)
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem
Additional concerns have been generated by projections that the state’s insurers plan to raise rates 10 percent to 12 percent next year, twice this year’s national average. That would undercut the plan’s secondary goal of slowing the increase in health costs.

This what it's all about in the most corrupt state in this country. Lining the pockets of the insurance companies in MASSACHUSETSS. Mass was one of, if not first state to have mandatory no-fault auto insurance, and that was forced on the citizens as well.

19 posted on 11/26/2007 3:16:25 AM PST by tiger-one (The night has a thousand eyes)
[ Post Reply | Private Reply | To 1 | View Replies]

To: neverdem
Related article about how badly the MA plan is doing: RomneyCare Revisted
20 posted on 11/26/2007 3:26:01 AM PST by BlessedBeGod
[ Post Reply | Private Reply | To 1 | View Replies]


Navigation: use the links below to view more comments.
first 1-2021-32 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson