That's right! And that's why it is our duty, nae, our biological imperative to:
1. Crack the secrets of physics;
2. Find ways to travel to the stars;
3. Conquer as much as we can, terraforming all the way;
4. Put free men and women on so many worlds that no single catastrophe could ever wipe us out completely.
5. Look back at the UN-controlled stay-at-homes on Earth the same way we present day Americans look at our Euro-weenie cousins, and laugh our a$$es off over rounds of jinnintonix.
We like to live on the Gulf coast, in the Yucatan, on the slopes of volcanos, on top of the Ring of Fire, at the base of the biggest, most active mountain building chain, anyplace that faces eventual natural catastrophe. Why not go out to space and live with a couple millimeters of aluminum between us and the absolute eternal vacuum or on a distant planet where the flux lines are inverted and make our brains turn inside out. Sure, that's the thing to do: go out to live floating on a methane sea on Titan and call FEMA when there is a moon tsunami.