And you know.... if you study up on it a little.... there are creative ways for you to have access to IRA monies right now without paying the penalty.
Our current tax codes have tons of loop holes. They are there for a reason.
"Our current tax codes have tons of loop holes. They are there for a reason."
Indeed they are - so that lobbyists in DC can command six (and in some cases seven) digit compensation packages.
Also, so that our tax system can be the most complex and have the highest compliance costs in the world.