[Lazamataz]

'kay, so explain why consumers would want this? Also, since such a service would be by necessity offered for a fee, how would it guarantee business savings?

[TheNightFly]

Awesome! Someone actually asked an intelligent question! (lol)

This would benefit consumers because we could then create money at the point of sale (same as we're doing now with credit cards) without digging ourselves into debt.

[Larry Lucido]

Laz, he explained it in excruciatingly minute detail:

Reducing overhead would help small business a lot.

Does he need to draw you a picture? Sheesh!

[Larry Lucido]

Kyle: So what are you gonna do with all these underpants you steal?
Gnome 1: Collecting underpants is just phase one. Phase one: collect underpants.
Kyle: So what's phase two?
[Silence]
Gnome 1: Hey, what's phase two?!
Gnome 2: Phase one: we collect underpants.
Gnome 1: Ya, ya, ya. But what about phase two?
[Silence]
Gnome 2: Well, phase three is profit. Get it?
Stan: I don't get it.
Gnome 2: (Goes over to a chart on the wall) You see, Phase one: collect underpants, phase two-
[Silence]
Gnome 2: Phase three: profit.
Cartman: Oh I get it.
Stan: No you don't.
Kyle: Do you guys know anything about corporations?
Gnome 2: You bet we do.
Gnome 1: Us gnomes are geniuses at corporations.