FYI, find a stable stock broker, not related to a big bank. You can deposit funds and use the account similar to a bank account using a debit card. That may work for a while. Of course, there is cash, at least until they outlaw cash.
“The SAR Rule requires broker-dealers to file with FinCEN a report of any suspicious transaction relevant
to a possible violation of law or regulation. Generally, a broker-dealer must file a SAR for any
transaction involving funds or other assets of at least $5,000 that are conducted or attempted by, at, or
through the broker-dealer and for which the broker-dealer knows, suspects, or has reason to suspect that,
among other things, the transaction (or pattern of transactions of which the transaction is a part):
“
https://www.sec.gov/files/aml-risk-alert.pdf