official statement
https://www.dailymail.co.uk/news/article-9343383/Queen-breaks-silence-Harry-Meghan.html
The official statement is that recollections may vary. I can imagine a simple quip like “Well, Harry, your kid probably won’t need as much sunscreen as you do.” And the racist mindset sees racism. So recollections might indeed vary. How often have innocent statements been construed later as racist? As to the mental no help allegations, I suspect the issue was not whether help was available but who got to choose the help. Surely the royal family has its own team of loyal and discreet medical professionals available but probably meagan wanted to choose another outside that group.
That moment pictured above reminded me of Mama Klump, played by Eddie Murphy, in The Nutty Professor. It was hilarious, and Eddie's hand motions as Mama Klump were priceless. Here she in in a choir: