[max americana]

“The car was returned to Kendall on July 11th with a note from RBC stating they had no interest in it.”

RBC was my bank in canada....until I told them to F off. The 2 worst banks in my experience was Bank of Montreal and RBC.

[Dr. Sivana]

The 2 worst banks in my experience was Bank of Montreal and RBC.

That's funny. Bank of Montreal owns my bank (BMO Harris), and I've had no issues. Oddly, most branches have a hard time exchanging Canadian currency.

[Hootowl99]

Your negative experience with RBC (Royal Bank of Canada) does not match mine. I worked for 1 year in CA under their equivalent of a US H1B visa. There was no option to having a CA bank account as US Banks were not allowed to operate in CA via a fully owned or any kind of affiliate relationship.

At the personal level, the service and officer levels were exceedingly polite, efficient and professional. This was something deficient in one way or another from every major US bank that I have had accounts with.

Unlike CA, our US banking laws allow foreign Banks to have US chartered affiliates. Working as an expat, it was then possible for me to have a US bank account for paying US bills such as a car payment and mortgage on my home in the US. I could simply transfer $CA from my CA account to my $US account then pay US bills via websites. The exchange rate for currency exchange applies but no fees.

I still bank with the RBC affiliate in the US and have had no reason to change. Probably I'll open a replacement account sometime but when that time comes it will not be with any of the big name banks. I'll find a nice small to medium bank with better service and ethics that seems to be lacking for the bigger US banks.