Now THAT is a cool story to tell...
“Fourteen months in, she was able to pay off her debt. After working with a financial coach, she now uses an app called Digit, which funnels money from her paycheck to a savings account after she’s paid her rent and living expenses (she keeps a cushion of $300 in checking).”
Yep. She had a blast while she was young, living it up, partying, traveling, eating out, clubbing, wearing nice clothes, etc... She paid off her debts and now lives frugally.
Nothing wrong with what she did. We're only young and carefree for a short time before the responsibilities of adulthood come crashing upon us. Might as well enjoy it! I know I did.
“Fourteen months in, she was able to pay off her debt. After working with a financial coach, she now uses an app called Digit, which funnels money from her paycheck to a savings account after she’s paid her rent and living expenses (she keeps a cushion of $300 in checking).”
Reads like a smart woman who knows haw to manage her finances. She probably has a FICO score average of 750, which she can use to buy a house at a low interest rate down the road.