Almost any financial adviser will tell you that brown-bagging it should be your first move in saving for the future.
Exactly. It doesn’t have to be a bad economy to make good financial decisions.
At $10 for a sandwich (plus a drink, chips, maybe a cookie) you are saving $50/week by brownbagging it. I can think of a lot better uses for $50/week.
Many of the fast-fooders have “dollar menus” that are pretty reasonable. A double-burger, fries, and a drink for about 3.50 is cheap.
But...so is a PBJ made at home.