Passwords are going to have to die and be replaced by biometric id or online will have to die.
Im not sure biometric wont be hacked somehow.
I was fortunate enough to have lived through the "no computers" world and the introduction of computers as big as a small house, kept running by a small army of attendants.
They had NO connection to the outside world.
Technical Data to be manipulated was coded on many letter-sized forms and first sent by special couriers 100 miles to Palo Alto, where the coding was transferred by a small army of card punchers for "solutions" by the huge computer with the tiny brain, and the results printed on fan-fold large format paper. Hundreds of pages.
The process was repeated one or more times to correct errors due to mistakes in coding the original problem, usually astronomy, surveying, structural engineering and coordinate geometry/
It soon became clear, when data processing came to mean databases of words and numbers, bookkeeping, banking, inventory, addresses etc., that keeping the valuable information confidential and safe would become a major problem eventually.
Hard to realize, 58 years later, with the role of the internet, that the problem has become exponentially worse.
How is that possible? Because there is nothing that the mind of man can devise that the mind of man can't circumvent.
And the circumventers are invariably criminals.
The long and short of it is that many of us then saw data security as a permanent vulnerability, with no means of certain security imaginable.
As true today as in 1958.
My sons and grandchildren may one day solve that conundrum, but I don't expect to see the solution to permanent and safe data storage in my lifetime.
Bottom line? I do not now, nor will I ever trust my data exclusively to the cloud. Any cloud. That applies both to the integrity of the data, as well as its confidentiality.
Pessimist Misanthrope?
You bet!