ApplePay + the banks part in this = the product.
I can’t make it any simpler than that. It doesn’t matter than an idiot at the bank is responsible for the problem. All that matters is the product isn’t reliable.
That’s not a delusion. That’s marketing.
Talk to GM about this. The airbags being just one reason for the record recalls they had last year. GM’s logo is on the car. That the airbag tried to decapitate some of their customers, while being a significant supply chain problem, damages the GM brand.
Apple needs to be the one coming down on the banks - like a ton of bricks. The public and the government need to see that Apple’s got this.
Apple’s not doing that.
Government Motors, in the end, probably doesn’t care about the recalls like Ford would because in the end Uncle Sugar will be there to bail them out, like Chrysler.
“Imported from Detroit” - probably a truer statement now than it was 30 years ago, given you can put ‘-istan’ on the back of Detroit and be pretty close to the truth.
This is Apple’s problem. The bank is an absolutely critical part of the supply chain here. Either they deal with the supply chain issues or pull the product.
Sorry, I disagree. The consumer is not at risk in this at all. . . you seem to assume they are. ApplePay is completely reliable from the consumer users' points of view.
The problem of fraud is of the victim banks' own making. They created their own problem by NOT FOLLOWING DIRECTIONS! This is akin to someone swallowing the entire bottle of Acetaminophen instead of reading the instructions and taking only two every four hours, then crying foul as they are carried off in the ambulance with a poisoned liver. They should have known better, but they did it anyway. The other banks read the directions and are not having any problems.
The marketing going on here is from the people who are pushing this scare mongering about ApplePay not being secure. . . such as the innuendo sprinkled throughout this article by Andrew Sorkin about where the blame for the problem should lay when it has already been well established by every other party who has looked at this exactly where the blame lies: at the feet of lazy bankers who CHOSE to go the easy route.
They are paying the price. . .
As for your Airbag analogy, sorry, that fails as well. GM is rightfully called on the carpet for the ignition switch fiasco, but over twenty car makers around the world used the faulty airbags and sensor system from the same manufacturer. . . And that fault lies with the third party maker of the airbags, not GM, Toyota, Volkswagon, or any of the other car makers who purchased the DOT certified Airbags for use in their automobiles and trucks.
What makes you think that Apple is NOT coming down on the banks on this? The reports of this fraud were all from a SINGLE SOURCE. . . Cherien Abraham, an independent blogger, who just happens to work as a marketing advisor for Samsung who is releasing a competitive payment service in a few weeks, and add that there has been no independent confirmation of these claims except from his blog. . . or anonymous sources who "speak off the record out of fear of Apple", while others say there is no problem.