Check your total out of pocket costs for deductibles, prescriptions, etc. between the choices. Be sure that the changing coverage would allow you to use the doctors and medical facilities you prefer.
Are the deductibles comparable?
High deductibles seems to be a “feature” of Obama approved policies.
This.
CLUE....When Medicare started, it was $3 a month and a lot more benefits. Now it's $105 a month with limits and copays rising yearly etc etc AND you need a supplement.
Double check that. Silver is 70/30, whereas most traditional plans were always 80/20 in their level of coverage. Also check the deductibles and potential out-of-pocket expenses.
It's up to you if you want to take money from other taxpayers.
That's something I would hold off on for as long as possible because you would be participating in the wealth distribution scheme of socialists.
Also, you haven't mentioned the deductible.
If you attend church regularly, another option to look at is Samaritan Ministries. It’s not technically insurance but it’s been going for years with positive reviews.
http://samaritanministries.org/
By refusing to sign up for one of the obamacare plans (which mandate abortion coverage) you’re helping to end it.
Do not, under any circumstances, sign up for Obamacare. Do not go on their website and give them any personal information.
You are surrendering your Liberty and privacy to the IRS.
No matter how much they promise you will save, it is not worth it.
What if you need treatment if something happens,in both scenarios,who decides if you get it?
Under Obamacare eventually we will all lose our choice between Obamacare and private insurance. When it’s gone, it’s gone for good. Single payer will prove to be very expensive in the long run.
God help me - I may be in this same situation. I’ll know at the end of October, when our open enrollment begins.
How about you making your own decisions?
Do you know the difference in out-of-pocket costs or catastrophic caps? Do you know how many providers in your area will accept the new plans? Do you know the quality of the providers?
I say you go ahead with what you think is cheapest and lets us all know how it worked out a year from now.
To save $30 a month you’ll jump off into the unknown?
Do you get to keep your current docs?
I found out that some doctors won’t accept obamacare even though they are in a group for the same insurance plan, like Anthem, etc. The obamacare site is supposed to have a tab to click to see if your doctor is on the list.
You might not be able to. The way I read the requirements, to be eligible for exchange coverage your employers coverage needs to cost more than 9.5% of your household income.
Are you Hyman Roth? lol
Your FREEDOM is priceless. Just say no to CommieCare.
Your private insurance provider is accountable to the company’s stockholders, Obastardcare is not accountable to anybody but the IRS. If you leave your private plan, it’s probably a one-way ticket. Everybody’s private insurance is going up, so don’t feel alone.
You should change and your employer’s insurance company is giving you the incentive and push to do so with higher premiums.
You will make the very logical choice to go on the government insurance—and save the employer lots of money in the bargain.
What company wants to hold their retirees on a employee benefit, especially when they are approaching the years where they will have the most illnesses and expenses.
The whole way we have delivered retirement benefits from large companies to retirees is about to change. They gave you a nice retirement benefit, but now you have another option so they don’t feel that they have to provide it to you any longer.
But if the national health care program doesn’t get a massive increase of young healthy folks to enroll (and this means fully enrolled because the new benefit to give them their parents coverage until 26 isn’t going to produce revenue to pay for your costs)then Obamacare will quickly become a financial nightmare.
what is the deductible?
That is a good question