I hate to post and run, but I have to run.....enjoy.
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Part of the problem is not so much spending as much as people have lost the skill in knowing how to fully utilize the stuff they have, so they buy more stuff without having tried to figure out how to really use what they have.
interesting Dave Ramsey article.
A guy I work with finally had enough with his wife’s inability to stop spending. Over the last year, he’s changed jobs 3 times to earn more money to stay ahead of her habits, but each time, she just rachetted it up even more. He doesn’t like debt, at all, and is trying to finish his degree, paying his way as he goes, so this drives him nuts. He can’t get ahead or work on his goals, because she spends everything. He finally ended the marriage, because she just would not change and would not work with him to get it under control. They have 3 kids; oldest is 3. Very sad.
I have an uncle who continues to spend more than he takes in. I promised him I would give him roughly 30% of everything I earn in order to help him make ends meet. He's lately been talking about hitting me up for a larger percentage of what I earn. If I miss a payment to him, he threatens me and my family. I'm especially worried since he seems to be borrowing more and more in order to make payments on his old loans. It's to the the point that he even said my kids and grand-kids are going to have to pitch in. Should I keep paying him or should I stand up to him and tell him where he can go?
P.S. His name is Sam