You are absolutely correct. It is insanity to think that everyone must be kept safe from everything.
Life could well be defined as risk. The only time you are not at risk is when you are dead. (some would question that)
If you remember when cars didn’t have any airbags.
When they were introduced, it set a safety standard, that became a liability for auto manufactures if they didn’t have, not only airbags but enough airbags.
We went from “Steering wheel”, “Dashboard”, “Side impact” and found that the foot and ankle injuries needed to be addressed.
Lawyers have forced manufactures into this.
There was a comedian a number of years ago that suggested that if they really wanted to reduce auto accidents etc. They should remove the seat belts and install a spike in the center of the steering wheel.