Skip to comments.GMAC Mortgage attempted foreclosure over a 30 CENT error!!
Posted on 12/24/2008 10:36:03 AM PST by big black dog
click here to read article
Granted, there is the possibility that the subject was improperly served, but I hold that to be less likely than the alternative.
The subject blew the bank off. The subject is an idiot. The dollar amount of the dispute is irrelevant. Funny thing is, I don't even get the impression that the lesson was learned.
Someone got it!
Unbelieveable. Come on up and collect your prize!
I read an article earlier today on just this thing. The service companies are predatory and out to soak the owners for every dime they can get.
If you think this kind of crap doesn’t happen, and you think it can’t happen to you. You better think again.
I love that movie. You betcha.
I would guess this probably happens a lot more than you may realize.
I have used Ditech (owned by GMAC) for years. I am a repeat customer due to what used to be great service.
Something has changed over the last several months. I have been sent a certified letter from their collections department when I am not late on a payment. My wife’s call to correct this issue lasted over 2.5 hours, involved getting transferred 8 times and then ended by being hung up on during a transfer. My follow up call was much more fortunate and only took 45 minutes and two transfers.
I am wondering if the GM cash issue is leading to a panic inside GMAC. I’m currently NOT a happy customer and not likely to go back again if they don’t get their act together.
My wife and I finally bought it two weeks ago and watched it twice. Having spent a lot of time in Minneapolis (the airport and Eden Prarie) and our daughter and grandkids live in northeastern SD, we seriously enjoyed it.
And then my sister in law in Woodstock Ill. calls me not two days ago and her dialect sounds EXACTLY like the kidnapped wife. It was hard not to laugh as she talked. :)
A case in point.
A lady I know was very recently stopped for whatever reason and admonished for going five mph over the limit or going to slow, whatever, there was no citation issued.
However she could not present the most current copy of her auto insurance.
She produced that to the court within days and got verification of its submission.
Many weeks later she was, arrested at her home, handcuffed and incarcerated, for failing to produce that document.
She was fortunate to find someone in the middle of the night with cash to bail her out.
The court admitted their mistake, big whoops, but the County jail would not refund the bail , and a mugshot of her is forever on the internet.
If you don’t think the court system is incompetent and capable of gross error, you are not just rude, you are foolish.
My mortgage servicer, Wells Fargo, did not accept a periodic payment from me as it was short a few dollars (they had re-figured escrow due, I had payments on auto pay from bank, and missed their recalculations), no notice from WFC, I only noticed because my bank balance was more than it should have been later in the month. I called them and found out the problem - of course even tho 99% of the amount due was in their hands on the due date, and the escrow balance was considerably positive, they charged me a 10% late fee. Sharp practice at best. Slimy banker practice at the human level.
Since there was no notice, you could probably get it reversed, eventually through small claims if they balked. But is it worth it. At least they were not being OVERLY punitive.
I can see why you want to springboard from a discussion of this story to one about our court system. If so, you need to find someone else to call foolish.
Looking at the "facts" as they are presented here, the only incompetent fools are the subjects themselves. And not without a considerable amount of irony, I should add. They couldn't waste their precious time over a thirty cent discrepancy. The judge couldn't waste his or her precious time over it, so summary judgment was granted (twice!). The lawyer told them that the case isn't worth wasting his or her precious time over. So they're screwed because no one wants to waste their precious time. As I stated, there's a lesson to be learned.
It is you who relies upon the notion that there was notification of a summary judgement by the court.
It is upon that assumption you have determined this story is BS.
The abuse, probably. The SCO v. IBM case over the last few years has shown me what abuse companies and lawyers can get away with. But then the Jack Thompson disbarrment gave me hope.
There are a lot of FR members who would say that all this is perfectly all right, since everything was done in accordance with the law.
I know mortgage companies make mistakes, have idiots answering the phones, have endless phone menus, etc....
but, I just don’t believe this story, without more proof.
Although I must admit the image of the incredulous look on the attorney's face when this moron asked for a consultation cracks me up. And the fact that the attorney blew him off simply adds credence to my hypothesis.
"You blew what off? How many times?" LOL
It is not worth my time or worry. That is the scandal. People are often scammed by these institutions simply because it is more trouble and expense to fight than to hand them up the $.
Merry Christmas, my friend.
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