The fact that you praise pandora proves you have no appreciation for good sound.
BASIC pandora is only good for background listening.
I STREAM pandora at 360 but not for true listening.
No. My hearing is shot from my years working on the flight decks of aircraft carriers. I'm no audiophile. I just like listening to music. I pay for both Pandora and Apple Music and through my $100 garage bookshelf system and the factory deck in my Tacoma, the music I'm hearing sounds just fine.
You can keep your stacks of CDs. I gave mine away and I'll never again bother owning vinyl. For what reason? As I said, my hearing's shot.