[blueplum]

I’m pretty sure if my homeowner’s insurance guy offered me $1 per $100 for fire damage, I’d fire him, or have a bigger fire.

But math isn’t my best subject, so, if I break my leg and my hospital bill is $74K for a 2 day stay plus surgery, what’s my share of cost under this plan? 10K + $400? Or, if I get a biopsy and my bill is $9,750, do I pay $9750 - $97.50 plus $400 plus 10% ?

[dila813]

It increases 1% per $100 Dollars in the example.

So if you have $400 that you have out of pocket, by the time you reach $1400 you wouldn’t pay an additional dime out of pocket till you reached your maximum your coverage. That could be $2,000-$2,000,000,000 depending on your policy.

This is only an example.

[Ray76]

Mundane health care should not cost so much as to require insurance.

This is never addressed.

Why? Because the Government/Hospital/Insurance racket is very profitable.