This is never addressed.
Why? Because the Government/Hospital/Insurance racket is very profitable.
“Mundane health care should not cost so much as to require insurance.”
Excellent point. I was referred to a specialist at a large hospital for a condition I have. I thought, okay, I’ll just go meet this guy and see if I like him. After spending hours filling out paperwork, I finally met the doctor and talked with him for less than 10 minutes. A few weeks later I received a couple of bills totaling about $350. WTF??? I didn’t go back there.