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Insurance Company Cancels Policy Over Facebook Photo
KFOR ^ | 2/15

Posted on 02/15/2017 10:17:12 AM PST by nickcarraway

A North Carolina woman says her insurance was canceled because of a picture of her dog on Facebook.

Melina Efthimiadis and her husband say they are low risk clients. However, when they tried to add personal umbrella liability to their homeowner's insurance, Nationwide canceled their policy, according to WTVD.

Efthimiadis said she had included the family's three dogs – a Shih Tzu, a hound and a Lab/hound mix – on the application, but the company claimed they had failed to disclose that they owned a Rottweiler mix, considered a dangerous breed.

The mix-up apparently came from Efthimiadis' own Facebook photo of her pups playing in the snow.

"They sent us the pictures that they had taken off of my Facebook page of my dog Zeus who is a Lab/hound mix," she told WTVD.

Melina, who works as a veterinarian, was able to prove it to the company and Nationwide Insurance reversed its decision.

In the end, however, Melina said they decided to switch to another insurance company anyway.

"Be careful of what you post on Facebook," she told the station. "It's sad that you can't post pictures of your beloved pet on your own Facebook page and have it public."


TOPICS: Business/Economy; Pets/Animals
KEYWORDS:

1 posted on 02/15/2017 10:17:12 AM PST by nickcarraway
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To: nickcarraway

NOTHING is personal on social media.

And it never goes away.


2 posted on 02/15/2017 10:18:40 AM PST by TigerClaws
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To: nickcarraway
Be careful of what you post on Facebook

You shouldn't even be ON facebook.

Free Republic can satisfy any and all needs for information you should have.

What your neighbor's kids wore to the prom is not necessary information in life.

3 posted on 02/15/2017 10:20:55 AM PST by grobdriver (Where is Wilson Blair when you need him?)
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To: nickcarraway

Anyone else concerned about this snoooing on Facebook?

On the other hand people voluntarily put things on Facebook. But clearly we see things you out on Facebook can be used against you.


4 posted on 02/15/2017 10:20:59 AM PST by Dilbert San Diego
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To: TigerClaws

Dump FakeBook


5 posted on 02/15/2017 10:21:38 AM PST by ptsal
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To: nickcarraway

I do not do facebook.


6 posted on 02/15/2017 10:21:43 AM PST by Parley Baer
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To: nickcarraway

I guess Nationwide wasn’t On Their Side.


7 posted on 02/15/2017 10:21:43 AM PST by Fido969 (IN!)
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To: nickcarraway

Profile pictures and background banner pics are public on FB.


8 posted on 02/15/2017 10:22:07 AM PST by Snowybear
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To: grobdriver

I’ve never gotten into Facebook; don’t see the value in it.

But I can see if you put details of your life out there, people will be able to see and use it, for purposes you never thought of.


9 posted on 02/15/2017 10:23:38 AM PST by Dilbert San Diego
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To: nickcarraway

IMO Facebook is beyond silly,frivolous and worthless.But,as I understand this particular situation,I have no problem with what Nationwide did.IMO this is akin to Nationwide sending an employee out to photograph a recipient of disability payments (for a back injury) and finding that person doing things he/she shouldn’t be able to do if the claim was legit.


10 posted on 02/15/2017 10:26:22 AM PST by Gay State Conservative (Deplorables' Lives Matter)
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To: grobdriver
you shouldn't even be ON Facebook

I wasn't until last year. There is a community group that shares information to keep residents informed about crime and other such threats, shenanigans of the local gov and local events. FB is excellent for that. Sharing personal information? I don't get why people do that on FB.

11 posted on 02/15/2017 10:27:58 AM PST by grania
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To: nickcarraway

Insurance companies can cancel policies for any reason, or no reason at all.

I had it done to me by State Farm insurance. Had multiple policies for over two decades with them. They just dropped three classic auto policies with no explanation whatsoever.

This was around the time when the feds bailed them out, and they turned into a commercial bank. Called my agent, and he was beside himself with what they were doing. I told him I didn’t blame him personally, he was a good guy, but I cancelled all of my policies with them, and went elsewhere.


12 posted on 02/15/2017 10:29:06 AM PST by factoryrat (We reserve the producers, the creators. Grow it, mine it, build it.)
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To: TigerClaws

Somewhat off topic, a friend died recently. HE had a large Facebook page. Actually was a nice summation of things he had been doing in life in recent years. I wonder what happens to Facebook accounts like his which are now dormant?

And imagine 50, or 100 years from now, who will “own” social media and other internet presences we all have, when we all will pass on at some point????


13 posted on 02/15/2017 10:31:00 AM PST by Dilbert San Diego
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To: Dilbert San Diego

They likely haven't thought this through all the way.
Data storage is ridiculously inexpensive, yet even nitwit Zuckerberg will not wish to maintain long-dormant accounts of deceased people.
Were they my employer, I would suggest any account not accessed at least every five years be deleted.

14 posted on 02/15/2017 11:08:12 AM PST by Blue Jays ( Rock hard ~ Ride free)
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To: ptsal; TigerClaws

Facebook began as a novelty, actually a sexist novelty, for Zuckerberg, Saverin, McCollum, Moskovitz, and interestingly...Hughes.
Facebook has become increasingly intrusive and damaging over the years, what with their relentless datamining.

It is so pervasive that I would support legislation compelling FB to have a simple "full-lockdown" feature for users, as well as a "full-delete" for people who wish to entirely opt-out with no traces left behind.
The amount of data that unsuspecting and non-savvy folks post is remarkable.


15 posted on 02/15/2017 11:23:23 AM PST by Blue Jays ( Rock hard ~ Ride free)
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To: nickcarraway

It’s probably better than finding out you are not covered after your dog bites the neighbor.


16 posted on 02/15/2017 11:46:16 AM PST by Pilgrim's Progress (http://www.baptistbiblebelievers.com/BYTOPICS/tabid/335/Default.aspx D)
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To: grobdriver

You’re correct. Facebook is run by a liberal hypocrite who supports totalitarian regimes and censors content all over the world. Including removing anything that goes against his worldview.


17 posted on 02/15/2017 11:50:05 AM PST by JerseyDvl (PRESIDENT TRUMP trumps hate and racism! Put some ice on it Hitlery ;-)
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To: Gay State Conservative

Sometimes I don’t understand why people care if insurance companies don’t want to give you coverage.

It’s like a gas station not wanting to sell you gas, or a university not wanting to let you attend their classes.

Dude, Dime a dozen. For everyone that doesn’t want to take your money, there’s another 100 that will bend over backwards to take/STEAL your money.


18 posted on 02/15/2017 12:17:11 PM PST by skinndogNN
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To: Blue Jays

Yes, a FREEDOM OF IDENTITY.

Lockdown Facebook

Full-Delete from FaceBook & all Social Media


19 posted on 02/15/2017 12:26:17 PM PST by ptsal
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