[Clay Moore]

“I have been with USAA for at least 15 years. No branches. No buildings. No ATMs. I have never had any problems with them. I think all banks should go this route. Ok you ask how do I get cash. Well for one thing all grocery stores allow you to take cash during a transaction. If I need more money, I do go to ATM and take the money out.”

I have a check for $3K in my hand and I want to cash it. What do I do?

[napscoordinator]

I take a picture front and back and send it that way through my account. I’ve done it 30 times. Most of the times it accepts it right away but sometimes I need to do it twice.

[Resolute Conservative]

Go to any UPS store and deposit it. Then pull the cash from ATM.

[Svartalfiar]

I have a check for $3K in my hand and I want to cash it. What do I do?

Like others said, you just take pictures of it on your phone, and USAA drops it in your account. Immediately available (at least for me, largest I've deposited at once from checks was about $3k).

If you want to cash-cash it, you'll then need to pull it out of the ATMs. Not sure what USAA limits you to daily, but when I bought my motorcycle, I just called them and asked to have the daily atm limit bumped up to $2500 for a couple days. Easy. Good idea to have anyway to limit theft if someone steals your wallet or info.

[Go_Raiders]

If there is a branch of the bank the check is drawn from nearby, you can cash it there. Most banks anymore will not cash a check like you describe unless you are an account holder with that much in funds already deposited.

But really, credit unions are the way to go. Most credit unions have reciprocal agreements with other credit unions, so if you have an account at a credit union, there’s a good chance that there’s at least one credit union branch close by where you can cash your check, subject to the same amount already on deposit I described above.