Actually, the poorest are always hardest hit by all disasters. Yes, droughts, floods, the advance of glaciers, hurricanes, and the like are always harder on those without means. What is as you eloquently put it “horseshit” is the belief that these disasters are man-made and that increased state control of energy production and usage will somehow prevent them in the future.
So if a monsoon hits someplace in the world the poor take a beating and rich people don’t even get their feet wet?