What happens if you have out-of-state plates and are involved in an accident?

Real life incident | 6/21/15 | Me, myself, & I

[TalBlack]

I see a lot of people living in NY for years and driving cars that have Virginia plates.

[9YearLurker]

I’m sure they do, but I’ll say, I’ve never found insurance companies to be difficult with that stuff. Not that I’ve had a lot of claims.

[Hot Tabasco]

I was executing a textbook parallel park on the right side of a one-way street.

That's what they all say..........I've never met a death row inmate yet who admitted their crime.

[deport]

what will be the likely outcome? Will they become aware of his
obvious attempt at insurance fraud?

***************

Don’t be concerned with what his insurance company will think or does.
Be concerned with what you insurance company does. Look to them for
compensation to fix your car. They will deal with the other insurance
company.

[ncalburt]

Actually AZ has a huge car theft and break in rate thanks to all the invaders from the south.
Karl Rove and the Bushy pals that are doing the car theft Americans wont do !

[The Great RJ]

I am beginning to think that a dash cam might be a good investment. My wife was involved in an accident that was clearly not her fault, but the parties that caused the accident spoke to the cops first and I suspicion slipped them some cash. The cops never interviewed my wife and the police report named her as being at fault. My insurance company got stuck with the bill and then upped our rates. Having a video of what happened might have saved us from higher insurance rates.

[SunTzuWu]

Fred has got it right in post #3.

[MarineMom613]

Half of the cars in the city have PA plates. Insurance scam. Know someone in PA, use their info. I don’t get it.

[FredZarguna]

Your company owes you first party obligations to pay your claim ASAP regardless of fault.

That's where the rub is, and having been victimized by that very issue twenty years ago, that's why I made the comment I made.

[Oatka]

A lot of places the cops simply will not come unless there are injuries.

That's how the Las Vegas cops do things. The last time I HAD to go there, I saw a billboard by some law firm advising people to call them first as the cops no longer handled fender benders.

[Tilted Irish Kilt]

(post #3):" The degree to which his insurance company is going to be willing to satisfy your claim is entirely dependent
on their assessment of whether your insurance company will back you up or not if it comes down to nut-cutting.
That's all "

Post #3 is correct.
My son was driving on an expressway, overtaking a Pa.car , when the Pa. Car hit 'black ice' and slid out from the slow lane, into his truck which was in the passing lane .
My son's truck was 'totaled' , as the air bag went off, even though there was no substantial body damage to his truck
(since it is more costly to replace an air bag than replace the vehicle).
Discussion and accoutability languished for 1 1/2 months until my son said he had to rent a vehicle to get to work, and was adding that cost to the total damages, increasing daily. Also , there a personal injury issue ( neck/back)
He was backed by his insurance company , and it was only then that the Pa. insurance company saw that it was better to avoid lengthy litigation and possible personal injury
that motivated the Pa. insurance company to resolve the issue quickly, while cheaper , and admit "fault" to the accident.
Please note that Pa. insurance allow minimal insurance coverage much lower than the surrounding states, and even allow for 'self-insured' as last I knew .

[Ben Ficklin]

I had a similar situation several years ago, I had doubts about the other drivers insurance, and he was at fault. And even if his insurance was good, it was with Progressive, who I figured would make it all very difficult for me.

I was well insured with USAA, including collision and un-insured driver insurance.

I called USAA and explained my doubts and fears and they said they would make the claim against Progressive. And in the meantime, as soon as they could get a copy of the officers accident report, they would start the wheels turning on getting the repairs done.

Because, I was well insured with USAA, my car was going to be repaired either way. His insurance or mine.

And as it turned out, his policy was good and USAA had no problems with Progressive.

I got my car repaired quicker and with no anxiety of dealing with Progressive.

[Old Yeller]

Heck, 1/3 of the people who live in Kansas have their vehicles tagged out of state. They save hundreds of dollars every year, on personal property tag.

[discostu]

The only thing that really changes is everything takes longer.

[Old Yeller]

We in WI pay $75 per year for the privilege of driving on our pothole filled roads. In addition to one of the highest gasoline taxes in the country.

I figured it cost nothing in Wisconsin, since most car rental companies located in Kansas lease their fleets in Wisconsin, and lots of Kansas residents tag there using family members addresses.