Wasn't there one [code entry device] for car loans for people with bad credit too?
A device that mounts on the ignition of a car is not a reminder on a mobile phone that is user configurable. If you are going there, then the mandatory user input to unlock a computer is similar. . . but still not the same.
This invention can require input from a specified remote device such as a WIFI or Bluetooth capable digital scale, bluetooth sphygmomanometer for blood-pressure, or an onboard device such as the camera. That is new.