Posted on 03/05/2015 8:17:11 AM PST by knarf
I'm out'a the loop because I'm retired and on Medicare, but ...
F'rinstance ... at MY age ... I don't think I'll break a leg so much as develop cancer .... certainly ain't gettin' pregnant, and I have false teeth
Whado I need pregnancy and dental care ( I know ... almost non existent anymore) insurance for?
Maybe we could reduce the cost of a band aid through the back door of the hospital/AMA monopoly
What I find funny is that when I try to find out what health insurance would cost me (for tax prep reasons - we have no insurance) it is IMPOSSIBLE to get accurate info without giving someone a phone number so they can call you.
like progressive car insurance?
Stop trying to make sense. The government doesn’t like it when we use logic and reason.
I wish cable companies would do the same. I’d like to pick and choose what channels I get.
If I recall correctly, Obamacare mandates that every insurance plan must include certain things, like pregnancy coverage, whether you want them or not.
Just remember that when someone tells you that the USA is a free society.
Which couldn't be done on line OR the internet using my card ... but they WILL take your bank routing number and ....
I stopped her (actually it was about three "hers" over the time) and explained that there was no one on the planet that advised a person to give up personal banking information, so I was told I could write and mail in a check (I don't even HAVE checks anymore ! ), and it will be a week to ten days to process and THEN I will get a copy of the plan
I dropped the whole thing and I STILL get e-mails and occasional phione calls telling me I'm still eligible and it's not too late
They need to sell you something you’ll never use. If you were allowed to only select the things that you know you will use, they would lose money.
Does it say that it has to be “your” phone number?
Insurance never goes down. It only gets more expensive.
They like letting us get to choose even less.
Send um a check and they have your routing and account anyways. I think the law is written to allow them unlimited access.
Either way ... you get no information until you allow a lock of some kind
Regulation. Even before Obamacare, states mandated certain things be covered.
What you really want is a catastrophic plan and a free market for everything else.
You get a new car if you get in a wreck, but you don’t expect “insurance” to pay for tires and wiper blades.
without giving someone a phone number so they can call you.
HA! I did on covered california site, and gave my fax number, and fake info, rang off the hook for 2 weeks
Because thats expressly forbidden under Obamcare.
It used to be you COULD compare policies and choose what you wanted covered. Zero “fixed” that.
I think it's illegal because insurance companies don't offer boy policies or girl policies. So yes, for men you have to buy policies that cover pregnancy and birth control. But by the same token I have to buy policies that cover prostate cancer and Viagra.
My assumption is that there are no cafeteria type polices for the same reason why there aren't sex-specific policies; it'd be a nightmare for the insurance companies to manage and to price. It's much easier for them to offer blanket coverage and average out the cost.
I think on the same lines.
And if that isn’t practical why not a policy that insures, say, 95% (or some per cent) of the health cost people in an age group are expected, actuarially, to have?
........... FREEREPUBLIC OF AMERICA ...........
Maybe start it out like one of those religious donation things
Because it was always heavily controlled by the feds and state governments. Thats why its never been transportable across statelines. If you could only by the services you need then those companies would lose money.
Nationalization of health care started in the late 60’s when Ted Kennedy pushed for European style HMOs. This was a way to whip up hatred of putting people other than your doctor in control of your medical care. They knew this would happen so they kept tweaking health care laws incrementally until we arrived where were currently are today.
The reason for skyrocketing malpractice also came from the 60’s when doctors would have free clinics to care for “inner-city” patients who didn’t have access to care. But then the liberal lawyers decided that level of care wasnt as good as their paying patients would get and began suing...
“My assumption is that there are no cafeteria type polices for the same reason why there aren’t sex-specific policies; it’d be a nightmare for the insurance companies to manage and to price. It’s much easier for them to offer blanket coverage and average out the cost.”
No, it is political. The reason we don’t have boy/girl policies are because you would be sued for discrimination. The reason so many things are covered is because certain groups lobby to have them included. The insurance companies don’t fight this because the more things that are included the more money going to the insurance companies. You did notice that the biggest supporters of Obamacare were the insurance problems didn’t you?
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