If you ever got behind on a payment, you will know. The calls start at 8:30 AM and don’t stop till 9 PM-7 days a week.
I was there in the 1990’s and I would get over 70 calls a day from various bill collectors a day!
Finally got smart and changed my phone number. Its the FIRST thing I tell anyone who gets behind and are working on paying off the debts. Unless you want to be called literally non-stop.
Get a burner phone for calls to bill collectors and turn it off unless you are ready to talk to them.
Well, I was there, too, but I never got behind so I didn’t get the calls.
It would be interesting to know exactly what type of loan this was for a second home. Reports here indicate that BoA was charging exorbitant PMI. To me this suggests a very high loan to actual equity in the house - maybe one of those 110% loans?