Go bare. Pay cash. Pray you won’t get seriously I’ll. If you do tell your family good bye.
I’m holding my breath to see if I get a notice. My insurance is already $472 with a $5,000 deductible. I’ve had the same policy for years and years. If it goes up, I’ll just have to cancel it.
It’ll be humorous to watch the Virginians squawk in 2015; they’ll never figure out what happened.
This Christian Ministry Went Galt: Beating healthcare zeitgeist by resurrecting mutual aid society
http://www.freerepublic.com/focus/news/3158854/posts
Eight Ways to Opt Out of Obamacare
http://www.freerepublic.com/focus/news/3105355/posts
I was talking to a millenial in Lowes the other day and he was telling me he got on his father’s insurance until he finally got a job a Lowe’s. I asked him how much his father’s premiums went up and he said they didn’t. I simply do not believe that. Of course, this guy was an Obama lover.
Then mid-year THAT plan was dropped with no explanation, so I had to buy a catastrophic coverage policy (for the same amount as the full plan that was dropped) to tied me over until this year's open enrollment window.
I cannot WAIT to see how much my new plan, which I expect will offer the same coverage as the two plans I lost, costs me.
Extending free health care to Democrat freeloaders that have unlimited free time to out-compete the employed for limited medical resources isn’t free.
Hard to compare the same plans. We kept our doctors, but now are covered for more stuff (like birth control, etc.) that we don’t need or want. We used to be just “catastrophic”. Now we are still on the bare bones plan, family of five. Was a $5,000 deductible, now is $10,000 deductible.
Year & Annual Premium:
2009: $ 3,960
2010: $ 4,370
2011: $ 9,540
2012: $10,818
2013: $11,968
2014: $13,308
In 2013 our total medical expenses (premiums and bills) were $18,900. I keep telling my docs that I can’t wait for Obamacare to kick in so it will all be free.
FUBO
I’m sorry, your current plan doesn’t offer maternity coverage, contraceptive coverage, or other required ‘free’ screenings. Since it doesn’t, it is being discontinued.
You will now have a health plan that has maternity coverage, congratulations! Now pay through the nose for it.
Miss the days when I could afford health insurance.
And I was whining because my Medicare PPO went up from 232 to 313. I’m lucky.
Only advice I have is to shop around. Blue Cross isn’t the only game in town. Meet with representatives from every carrier doing business in your state. I did that and while I would rather have my current plan, I have a plan I can live with...just so I don’t get really sick.
In some states, it is the deductibles that are sky high.
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My Internal Medicine Clinic had 3 doctors in 2012. My doctor left last October to go to work as a hospital employee in another city. A couple of months ago, I received a letter than another doctor has left the practice and was being replaced by an ARPN.
I have Medicare Advantage. Luckily, my co-pay actually dropped by $3.00 for 2015 and the other items remained the same, except the total OOP, which increased by about $150. That is assuming my current PCP is accepting my MA next year.
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Many are not getting their insurance notifications until after the election next week.
You need to check your math there, FRiend. It actually went up 60%.
I was just informed by my well regarded consulting firm that our co-pays will increase again (have almost doubled in 6 years), and premiums go way up, and deductibles will skyrocket all due to Obamacare.
Both of my sons had their insurance canceled last year. My insurance now has a $4800 deductible. I pay 100% of all prescriptions, doctor visits and hospital costs until I hit $4800. I remember a few years ago when i griped about a $1000 deductible. I long for the “good ole’ days”.
Look up medi-share programs. I’ve heard good things about them. They are a medical cost sharing plan.
Dennis Prager mentioned the relevant phenomenon this morning in another context. He pointed out that Hugo Chavez and his successor have succeeded in bringing the previously robust economy of Venezuela to the point where food is being rationed. Prager says that the voters will conclude that the problem is still too many rich people holding on to too much power. Thus, the Chavez’s of the world succeed in increasing their stranglehold on the country based on the results of the havoc they themselves have wreaked.
In the case of healthcare, the next round will see the insurance companies being thrown under the bus and blamed for the increased rates so that everyone on the exchanges can be served directly from government run agencies. The evil plan was in place from the beginning. One only had to hear Pelosi rant about those “evil” insurance companies (usually without actually using the word “evil”, but it was terribly obvious). In the run up to the 2008 campaign Obama stated that “single payer” was the target.
I will never pay for free loaders— EVER!! and I will flle the penalty. This law needed to be DEFUNDED but these quivering republicrats blinked!! I hope we gain the Senate but if we dont— it is because of republicrat WEAKNESS!!
WHAT YOU CAN DO ABOUT IT:
If you are a Christian you can join a medical sharing ministry. Ours is Samaritan. Do some research, Freepers. I get so frustrated reading these threads. People are so used to the insurance mindset that they can’t even imagine another way.
Medical sharing ministries are like catastrophic coverage. They don’t cover preventive care. For that, we have retained the services of a physician with a direct care practice. For about 160.00 per month office visits, yearly physicals, some medications, EKGs, minor surgical procedures are covered. We shop for prescription discounts(none of us three are on regular medications)for the rare antibiotic, etc.
Total monthly share for Samaritan for family = 405.00
Plus fee for direct care physician +160.00
equals 565.00
This option is exempt from the Obamacare rules.
It should be mentioned that these ministries require a profession of faith, will not cover a pre-existing illness, and will not cover you if you smoke, or drink in excess.
Mrs. AV