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Obamacare or employer provided health insurance.
me | Oct. 11, 2013 | 1raider1

Posted on 10/11/2013 12:09:01 PM PDT by 1raider1

I am a retiree on a pension. My 2014 employer provided enrollment form arrived today. According to the booklet provided, if I remain on this plan (AnthemPPO) my monthly premium will increase 66.5% for health and hospital, and 67% for dental, or $180 and $18/mo respectively, to keep the coverage that I now have. I went online to an ACA calculator and with our income, our monthly premium worked out to, with subsidy, $150/mo. That's less than the increase for the employer provided coverage AND it's for the silver plan which is probably as good as what I now have. Can somebody here convince my why I shouldn't switch plans?


TOPICS: Chit/Chat; Health/Medicine
KEYWORDS: healthinsurance; obamacare
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To: P-Marlowe

The IRS already knows who you are.


21 posted on 10/11/2013 1:31:44 PM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: 1raider1

To save $30 a month you’ll jump off into the unknown?

Do you get to keep your current docs?


22 posted on 10/11/2013 1:34:46 PM PDT by VeniVidiVici (Play the 'Knockout Game' with someone owning a 9mm and you get what you deserve)
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To: 1raider1

I found out that some doctors won’t accept obamacare even though they are in a group for the same insurance plan, like Anthem, etc. The obamacare site is supposed to have a tab to click to see if your doctor is on the list.


23 posted on 10/11/2013 1:38:08 PM PDT by Mark (Obama is more confused than a hungry baby in a topless bar.)
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To: Roccus
Then feel free to leave anytime. You clearly don't belong here since you seem to know it all and wish to learn nothing.

Yeah, you have to wade through the blustering crap of the low-experience high-drama crowd that hangs here, but there's still much to be learned if you put the mental work into it. It's the same anywhere there is a free exchange of ideas and opinions.

Still, you are either a lib troll or economically ignorant. Both of the deductions you mention are just that - deductions. They lower your total tax liability by reducing your gross income to arrive at your adjusted gross income. They are not tax credits.

The 0bummer care subsidies are just that - subsidies. Direct payments by the government to lower your total cost of premiums. Where does FedGov Inc get the money to make those payments? Other taxpayers. That's wealth redistribution.

Now if you're one of those that think all the money belongs to the government and when you reduce your tax liability you are stealing what rightfully belongs to the FedGov, then I can definitely state you are in the wrong place.

24 posted on 10/11/2013 1:43:39 PM PDT by Redplum
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To: VeniVidiVici

It’s more like $200.00/mo. I put that in my original post.


25 posted on 10/11/2013 1:43:48 PM PDT by 1raider1
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To: mylife
The IRS already knows who you are.

My guess is if you're on FR, NSA knows what you ate for lunch today....

26 posted on 10/11/2013 1:46:50 PM PDT by nascarnation (Frequently wrong but rarely in doubt....)
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To: Joann37

Do not under ANY circumstances sign up for Obama care this is socialized medicine, ALL you have to ask yourself is, is it worth a few
bucks to help turn this ONCE great nation into a socialized country! This
law MUST FAIL!!! No support of it will accomplish this!!!


27 posted on 10/11/2013 1:48:02 PM PDT by Kit cat (OBummer must go)
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To: 1raider1

Sorry, thought you meant your increase was $180 and $150 respectively.

If it were me, I’d stick with what I have for only $200 a month. Especially if I wasn’t sure what was in the Silver plan but thought it to be “comparable”.


28 posted on 10/11/2013 2:01:39 PM PDT by VeniVidiVici (Play the 'Knockout Game' with someone owning a 9mm and you get what you deserve)
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To: 1raider1
Can somebody here convince my why I shouldn't switch plans?

You might not be able to. The way I read the requirements, to be eligible for exchange coverage your employers coverage needs to cost more than 9.5% of your household income.

29 posted on 10/11/2013 2:05:05 PM PDT by EVO X
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To: Roccus
...like if you take mortgage interest or child deductions on your income tax

Are you serious?

30 posted on 10/11/2013 3:10:38 PM PDT by BfloGuy (Workers and consumers are, of course, identical.)
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To: Redplum; Jim Robinson; All

It’s quite obvious that I’ve overstayed my welcome here at FR.

JR....you can remove from the roll.


31 posted on 10/11/2013 3:17:46 PM PDT by Roccus
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To: 1raider1
I am a retiree on a pension.

Are you Hyman Roth? lol

32 posted on 10/11/2013 3:18:24 PM PDT by Fledermaus (Park Service employees "following orders" should be SHAMED and SHUNNED!)
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To: Roccus

So we should get rid off all deductions?

If to get a lower rate flat tax, fine. Otherwise what do you mean?


33 posted on 10/11/2013 3:21:34 PM PDT by Fledermaus (Park Service employees "following orders" should be SHAMED and SHUNNED!)
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To: VeniVidiVici

I’ll try this one more time. My premium is going up 66.5% for health and hospital and 67% for dental. From about $370.00 a month to $560.00 a month.


34 posted on 10/11/2013 3:21:53 PM PDT by 1raider1
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To: Roccus

I can see that I’m not the only one who misunderstood your post ““...like if you take mortgage interest or child deductions on your income tax.””

You really should have put some context to that. I read as if you thought that taking those deductions was akin to taking the subsidies.


35 posted on 10/11/2013 3:26:51 PM PDT by raybbr (I weep over my sons' future in this Godforsaken country.)
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To: EVO X

My 2014 premiums will be 12% of my gross income and 22.6% of my 2013 adjusted.


36 posted on 10/11/2013 3:38:47 PM PDT by 1raider1
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To: EVO X

Oops, 2012 adjusted.


37 posted on 10/11/2013 3:40:20 PM PDT by 1raider1
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To: P-Marlowe
I sooooo agree on that! The site is set up so they know every persons IP even without signing up. If you visit the site..they know it. If you decline insurance you pay the TAX Penalty... to delay for one year but the Tax skyrockets after that. It's designed to "Trap" everyone.


38 posted on 10/11/2013 3:47:24 PM PDT by caww
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To: 1raider1

Your FREEDOM is priceless. Just say no to CommieCare.


39 posted on 10/11/2013 4:00:09 PM PDT by VRWC For Truth (Roberts has perverted the Constitution)
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To: 1raider1
If it were me, I’d stick with what I have for only $200 a more a month.

There. Better? But it's still a stupid question until you can provide the specifics of each plan. Unless you're just trolling.

40 posted on 10/11/2013 4:00:21 PM PDT by VeniVidiVici (Play the 'Knockout Game' with someone owning a 9mm and you get what you deserve)
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