Skip to comments.Obamacare or employer provided health insurance.
Posted on 10/11/2013 12:09:01 PM PDT by 1raider1
I am a retiree on a pension. My 2014 employer provided enrollment form arrived today. According to the booklet provided, if I remain on this plan (AnthemPPO) my monthly premium will increase 66.5% for health and hospital, and 67% for dental, or $180 and $18/mo respectively, to keep the coverage that I now have. I went online to an ACA calculator and with our income, our monthly premium worked out to, with subsidy, $150/mo. That's less than the increase for the employer provided coverage AND it's for the silver plan which is probably as good as what I now have. Can somebody here convince my why I shouldn't switch plans?
The IRS already knows who you are.
To save $30 a month you’ll jump off into the unknown?
Do you get to keep your current docs?
I found out that some doctors won’t accept obamacare even though they are in a group for the same insurance plan, like Anthem, etc. The obamacare site is supposed to have a tab to click to see if your doctor is on the list.
Yeah, you have to wade through the blustering crap of the low-experience high-drama crowd that hangs here, but there's still much to be learned if you put the mental work into it. It's the same anywhere there is a free exchange of ideas and opinions.
Still, you are either a lib troll or economically ignorant. Both of the deductions you mention are just that - deductions. They lower your total tax liability by reducing your gross income to arrive at your adjusted gross income. They are not tax credits.
The 0bummer care subsidies are just that - subsidies. Direct payments by the government to lower your total cost of premiums. Where does FedGov Inc get the money to make those payments? Other taxpayers. That's wealth redistribution.
Now if you're one of those that think all the money belongs to the government and when you reduce your tax liability you are stealing what rightfully belongs to the FedGov, then I can definitely state you are in the wrong place.
It’s more like $200.00/mo. I put that in my original post.
My guess is if you're on FR, NSA knows what you ate for lunch today....
Do not under ANY circumstances sign up for Obama care this is socialized medicine, ALL you have to ask yourself is, is it worth a few
bucks to help turn this ONCE great nation into a socialized country! This
law MUST FAIL!!! No support of it will accomplish this!!!
Sorry, thought you meant your increase was $180 and $150 respectively.
If it were me, I’d stick with what I have for only $200 a month. Especially if I wasn’t sure what was in the Silver plan but thought it to be “comparable”.
You might not be able to. The way I read the requirements, to be eligible for exchange coverage your employers coverage needs to cost more than 9.5% of your household income.
Are you serious?
It’s quite obvious that I’ve overstayed my welcome here at FR.
JR....you can remove from the roll.
Are you Hyman Roth? lol
So we should get rid off all deductions?
If to get a lower rate flat tax, fine. Otherwise what do you mean?
I’ll try this one more time. My premium is going up 66.5% for health and hospital and 67% for dental. From about $370.00 a month to $560.00 a month.
I can see that I’m not the only one who misunderstood your post “...like if you take mortgage interest or child deductions on your income tax.”
You really should have put some context to that. I read as if you thought that taking those deductions was akin to taking the subsidies.
My 2014 premiums will be 12% of my gross income and 22.6% of my 2013 adjusted.
Oops, 2012 adjusted.
Your FREEDOM is priceless. Just say no to CommieCare.
There. Better? But it's still a stupid question until you can provide the specifics of each plan. Unless you're just trolling.
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