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To: workerbee

So, it is obvious that 0bamacare is a boon to small businesses with under 50 employees; especially those that have been offering insurance coverages to their staff.

Under 0bamacare, those companies can drop coverage, forcing their employees to the alternatives allowed by Zero and 0bamunists. In addition, they save the employer contribution they were previously providing, often with NO offset to the compensation of those same people.

For instance, my employer pays 50% of my premium, and I stand the balance, along with coverage for my dependents. Come January, they are dumping coverages for everyone (we are under the 50 headcount limit). They are NOT increasing my salary to toss in that contribution they were formerly providing. So, even absent the change to coverages, deductibles and OOP, my direct health insurance costs will increase by about 20%. I cannot bring myself to test the waters of the new normal in health insurance, so I cannot say what the real cost will be.

This is so anti-Constitutional, it is unbelievable.

Time for a change; a MAJOR change.


17 posted on 10/11/2013 5:08:10 AM PDT by PubliusMM (RKBA; a matter of fact, not opinion. 01-20-2016; I pray we make it that long.)
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To: PubliusMM
especially those that have been offering insurance coverages to their staff.

Reading this you might ask why would a small business drop coverage that they were offering their employees all along and everyone was happy with? Are these greedy employers just taking advantage of this law to increase profits?

The reality is that the government has imposed its own mandate on what constitutes allowable converge and to cover the same employees would be more expensive.

47 posted on 10/11/2013 8:21:35 AM PDT by Mike Darancette (Right Wing Yahoos taking Over the GOP --YAHOO!)
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To: PubliusMM
For instance, my employer pays 50% of my premium, and I stand the balance, along with coverage for my dependents. Come January, they are dumping coverages for everyone (we are under the 50 headcount limit). They are NOT increasing my salary to toss in that contribution they were formerly providing. So, even absent the change to coverages, deductibles and OOP, my direct health insurance costs will increase by about 20%. I cannot bring myself to test the waters of the new normal in health insurance, so I cannot say what the real cost will be.

This is EXACTLY what will happen. As with minimum wage increases, the only ones who are immune are the ones who are valuable enough to get a yearly PERCENTAGE raise. The rest of the peasants get eaten by the Inflation Bear.

Most peasants are told by their employers that their health care is "part of their compensation package", and this is drummed into their heads annually.

With Obamacare, this "compensation" will disappear into the breeze, along with like promises of "as long as the grass shall grow and the wind shall blow".

The benefit to the small employers will be eaten by the increased cost of commodities necessary to their small businesses (the Inflation Bear).

Right now, small businesses are absorbing the inflation costs.

52 posted on 10/11/2013 10:17:47 AM PDT by kiryandil (turning Americans into felons, one obnoxious drunk at a time (Zero Tolerance!!!))
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