Act your wage so you don’t get so despareate that you fall for scams.....
Dave Ramsey Fan Ping List.
If you would like to be added to the “Live like no one else, so that you can LIVE like no one else” list, feel free to Freepmail me.
I am always surprised by people that spend a bonus or a gift on something “fun” when applying that money to their debt would ease their burdens for the long term.
I look at it as buying piece of mind.
I know someone who received an inheritance, so he put it into a Roth IRA, which seemed like a good idea at the time, instead of paying off debt. Now that Roth is worth less than half the money he was given. Maybe it’ll recover, but it’s going to take a while.