[Petrosius]

So how does saving faith differ from the faith that Paul and James warned were worthless?

[MHGinTN]

Are you really so dull? Worthless faith is that which has no manifestation of the Character of God showing forth in your behavior mechanism. we’ve all probably seen fake belief, a person professing belief in Jesus and living the same way they did before getting any interest in Jesus. GOD will not force you to exhibit His Character, but if you tiled to Him you get born from above and HE then raises you up in the way that you should go. If there is no evidence of God’s parenting, you have not yielded to His Life and remain ‘lifeless’. No wafer at a Catholic altar can put God’s life in your human spirit; only God’s Holy Spirit can put God’s Life in your empty canvas bucket, er, your dead spirit.

[metmom]

So how does saving faith differ from the faith that Paul and James warned were worthless?

Hebrews 11:1 Now faith is the assurance of things hoped for, the conviction of things not seen.

Saving faith PRODUCES works of righteousness and the character of Christ in a person's life.

Simply intellectually acknowledging the truth of Scripture saves no one.