A GoFundMe account sounds like a very bad idea. It could encourage women to conceive in order to hold their babies for ransom.
Adoption sounds like a very good idea. I pray the young woman considers it, and rejects abortion, no matter whatever else she chooses.
I would agree with you.
It might work if the money was controlled by a third party for the benefit of the child to provide for prenatal and postnatal care until the adoption was complete.