I thought the father said that Fani worked hard all her life to get this house. How did Pops get to take out a loan on it if it was hers?
I didn't hear anything about who initially bought the house. But, if it was in his name, he could easily take out a mortgage, either straightforward or reverse. Or maybe she - or they - took it out. In any case, there are rules that need to be followed. Some people think rules are for "other people."